14 Affordable All-Inclusive Resorts in the U.S.

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ALL-INCLUSIVE RESORTS CLOSER TO HOME

All-inclusive resorts make vacations easy and can be a good value considering all they have to offer -- and they're not all far away in tropical locales. These 14 highly rated resorts and family camps in the continental United States charge nightly rates less than $250 a person, including activities and at least two meals a day. Rates for children typically are lower. Some resorts in colder climates are open only in the summer, but most offer something to do year-round.

CLUB MED SANDPIPER BAY: PORT ST. LUCIE, FLORIDA

Active families who love sports will find this resort on Florida's east coast a solid choice. More than 2,000 reviewers on TripAdvisor give it an average of 4 out of 5 stars, praising the food and attentive staff. Programs in tennis, sailing, and golf are included, as is a flying trapeze academy with circus activities. The resort hosts activities for kids of all ages, including child care for children under 6 and a special club for teens. A spa offers extra relaxation. Meals, including alcohol, are available at a variety of restaurants. The cost averages $700 for a four-night stay in winter and $600 to $700 in the off-season.

SIRATA BEACH RESORT: ST. PETE BEACH, FLORIDA

This Gulf Coast resort offers a four-night package for two for about $400 a night through 2016 (kids extra). Sirata Beach, which receives a 4 out of 5 rating from more than 300 TripAdvisor reviews and 4.3 out of 5 stars from Facebook users, has plenty of oceanfront amenities, such as beach volleyball, cabanas, and a fire pit. The resort features three restaurants, where package guests enjoy breakfast, lunch, and dinner, including well drinks all day long. The resort welcomes cats and dogs, but the number of pet-friendly rooms is limited and restrictions apply.

ROCKING HORSE RANCH: HIGHLAND, NEW YORK

Although the focus at Rocking Horse Ranch is horseback riding for all skill levels, including pony rides for young children, there are indoor activities for rainy days and plenty of other things to do year-round. In the winter, guests can go tubing, skating, skiing, and snowboarding and take horse-drawn sleigh rides. The ranch earns better than 4 out of 5 stars on TripAdvisor, with users highlighting the family atmosphere and impressive range of activities, including water sports, day camps, and a spa. The average cost is $250 a night for each adult through the end of May; children are less, and free midweek. There are several packages in which adults pay only $99 a night midweek. Three meals and hors d'oeuvres with wine are included in the price.

TYLER PLACE FAMILY RESORT: HIGHGATE SPRINGS, VERMONT

Tyler Place, which gets a 5-star rating on TripAdvisor, is open from the end of May until mid-September. Prices are on the high side, but outside the high season (July and August), a family of four can spend a week in a cottage starting at about $3,000. Located on a mile of lakeshore, the resort offers every imaginable summer activity, from archery to zip lining, with plenty of woods for exploring. There are counselors and playgroups for kids. Adults can take classes in yoga and rock climbing, and there's a spa for post-workout relaxation. Nightly entertainment includes dancing, jazz, and games, along with candlelight dining and cocktails (sitters are available). Family meals are healthy and ample, with an emphasis on farm-to-table fare.

MAYAN DUDE RANCH: BANDERA, TEXAS

This ranch in Texas Hill Country is all about the horses. Packages include two trail rides a day, one of which takes guests to breakfast. In addition to riding, guests have access to a pool, fishing, tennis, golf, and other activities. There is nightly entertainment and contests, campfires, hayrides, and barbecues. Meals are hearty, and beer, wine, and soda are included. The cost is $165 a day for adults in a cottage or the lodge; children cost $80 or $100 a day, depending on age. TripAdvisor reviewers give the ranch nearly 5 out of 5 stars.

SKYTOP LODGE: SKYTOP, PENNSYLVANIA

A year-round playground that appeals to families, Skytop Lodge emphasizes sports and other activities such as skiing, ice fishing, and skating in the winter. There are daily events for kids, including snowman building, movies, and a campfire. In summer, guests can explore hiking trails and take part in a host of water and land sports, including archery, paintball, rock climbing, and wilderness survival. Dining opportunities include both formal (jackets required) and more casual venues. The cost is about $320 a night for a cottage that sleeps four, although there are many other options and prices. TripAdvisor reviewers give the resort 4 out of 5 stars, while Facebook users give it nearly 5 out of 5.

FAIR HILLS RESORT: DETROIT LAKES, MINNESOTA

A family resort with a rustic atmosphere, Fair Hills gets 5 out of 5 stars on TripAdvisor. Open from May to September, accommodations are mainly in cabins around a lake. Sports and activity weeks are planned throughout summer. Activities are organized by age groups, with sandcastle building and fishing for young children; kickball, soccer, and Capture the Flag for teens; and golf, tennis, hiking, and birding for adults. The resort organizes talent shows, hootenannies, and other camp happenings as well. Three meals a day are included. Prices generally start at $140 per adult per night; the cost is less for children, and kids under 5 are free. A few weekly packages come out cheaper.

MIGIS LODGE: SEBAGO LAKE, MAINE

This lakefront vacation spot has a main lodge and 35 cabins of various sizes situated among pine trees. Although the resort offers activities for children, this is a good place for adults to unwind, especially outside the summer months. Guests of all ages can indulge in hiking, sailing, waterskiing, tennis, golf, and fishing. There are camp counselors for kids and family activities such as campfires and bingo. Food is locally sourced, with lunch cookouts and cocktails available daily. This being Maine, the lodge hosts a Friday-night lobster bake. One plus for parents is that kids can eat separately and have supervised playtime during the adult dinner hour. Prices depend on the time of year and size of the cottage. In early autumn, the cost is about $200 a person per day for a one-bedroom cabin, including all meals and activities. TripAdvisor reviewers give the resort 4.5 out of 5 stars.

WOODLOCH RESORT: HAWLEY, PENNSYLVANIA

Woodloch Resort offers a full roster of activities year-round and a range of accommodations to suit nearly every budget. In colder months, the focus is on skiing, tubing, snowshoeing, and other winter sports, but there are also plenty of indoor amenities, such as a pool, basketball court, and climbing wall. In summer, attention centers on Teedyuskung Lake, where water-based activities abound, along with outdoor venues for basketball, tennis, volleyball, bocce, and golf. Nighttime sees a round of entertainment, contests, games, and classes. More than 1,100 TripAdvisor reviews rate it an average of 4.5 out of 5 and Booking.com reviewers rate it 9.3 out of 10. Classic rooms that sleep up to six start at $129 a night for each adult; less for children. Packages are available throughout the year. The resort offers full and modified meal plans, featuring two or three meals a day, and also features a la carte dining.

INDIAN HEAD RESORT: LINCOLN, NEW HAMPSHIRE

There are a variety of places to stay at Indian Head Resort, including cottages and motel-like rooms in the main building. Located on 180 acres in the White Mountains, the resort is open year-round, with special weekend packages such as Lego weekend in March. In winter there is ice skating and snowmobiling, as well as a heated indoor pool and spa. Warmer months bring hiking, biking, and all sorts of water sports. Prices vary depending on the type of accommodation. In summer, the cost is less than $200 a night in the cottages, plus meal plans priced per person. TripAdvisor reviewers give the resort 4 out of 5 stars.

CHULA VISTA RESORT: WISCONSIN DELLS, WISCONSIN

The big attractions at Chula Vista are the water parks. In warm weather, the resort operates both outdoor and indoor water parks, as well as a host of activities for kids, such as miniature golf. Adults can relax at the spa, play beach volleyball, golf, bike, and hike. There are plenty of things to do in winter, as well, including skiing, tubing, and snowboarding, along with indoor activities such as bowling and an arcade. A variety of accommodations and prices are available, including many special package deals. Guests can opt for a meal plan, which includes beverages. With meals, a stay in a condo starts at about $130 a night per person, including all activities. Expedia reviewers give the resort an average of nearly 4 out of 5 stars.

UC SANTA BARBARA FAMILY VACATION CENTER: SANTA BARBARA, CALIFORNIA

Operating only in summer, this highly rated, weeklong camp costs about $1,000 for adults; children are less -- the younger the child, the lower the rate. The accommodations -- dorm rooms -- are exactly what you remember from college. But with all the activities offered, guests don't spend much time in the Spartan accommodations. Camps for kids, organized by age group, feature kayaking, horseback riding, surfing lessons, tennis, and field trips. There's a pool with a water slide, bike and scooter riding, and arts and crafts. Adults have their own activity list: hiking, biking, surfing, wine tastings, golf, painting, and yoga, among other things. Typical camp entertainments such as talent night, campfires, and a family carnival add to the fun. Meals are cafeteria-style and a bit better than college-dining-hall quality. TripAdvisor reviewers give the resort 5 out of 5 stars and the camp sells out well in advance, so it's best to book early.

COMMON GROUND FAMILY CAMP: STARKSBORO, VERMONT

For people looking for a community-minded experience, Common Ground offers a variety of weeklong camp experiences during the summer, and special weekends for men and women in the fall. TripAdvisor reviewers give this unusual camp 5 out of 5 stars. A variety of arts, music, and nature pursuits are available for kids, as well as games, swimming, and other water activities. Yoga, dance, and movement classes entice children and adults alike. Community service of some kind is required for three hours during the week. Meals are vegetarian and made with food from local organic farms. Pricing is on a sliding scale based on ability to pay, with scholarships available. The most basic accommodation -- a tent -- costs $600 a week for an adult. Prices drop with age, to as low as $50 for babies. Cabins and rooms in the lodge cost $100 to $500 more.

TROUT LODGE: POTOSI, MISSOURI

Run by the YMCA of Greater St. Louis, Trout Lodge is a year-round retreat on a lake with guest rooms and cabins for larger families. Rooms are on the rustic side, and meals are simple and served buffet-style, but reviewers posting on TripAdvisor deem the lodge worthy of 4.5 stars. Because this is a not-for-profit operation, prices are very low. Rooms at the lodge, which have balconies with lake views and accommodate up to five people, start at $200 a night, including meals. The cabins can sleep up to 10 and have wraparound porches. Activities are water-centric, particularly in the summer, although there are other amusements such as zip lining and arts and crafts. The lodge hosts themed vacation weekends throughout the year.