“how to find the best cheap products” — kiplinger
In this review:
  1. Costco or Sam's Club
  2. Costco Membership, Sam's Club Membership
  3. Sam's vs. Costco Shopping Cart
  4. Costco Prices vs. Sam's Prices
  5. Costco vs. Sam's Club Credit, Sam's vs. Costco Club Coupons
  1. Costco Tires, Costco Pharmacy vs. Sam's
  2. Costco Photos vs. Sam's Photos
  3. Costco vs. Sam's Comparison Table
  4. Sam's vs. Costco Verdict
  5. Infographic: Sam's Club versus Costco versus BJ's
Sign up for our
Free Newsletter
Related Guides: Amazon or Walmart, Kids Clothes, Lowe's or Home Depot and Outlet Shopping vs. Retail

Sam's vs. Costco Departments

The array of departments at both stores is very nearly the same, as is the range of inventory.

At Sam's Club, the main departments are grocery, health and beauty, books, electronics and computers, pets, office supplies, clothing, toys and video games, and baby.

Sam's Club departments also include auto and tires, which includes tools, workbench storage options, and GPS systems; furniture for the living room, dining room, bedrooms, and office; home accessories, such as flooring, lighting, tile, and storage options; jewelry, which includes engagement rings and wedding bands; outdoor and seasonal items, such as patio furniture, grills, Christmas lights, and above-ground pools; and flowers -- Sam's can do the flowers for weddings and events and put together gourmet gift baskets.

The departments at Costco are almost identical to those at Sam's Club and feature similar goods. One of the few differences we found is that Costco sells funeral supplies, including caskets, cremation urns, and pet cremation urns; Sam's Club is not in this line of business. Likewise, Costco offers wedding dresses at select locations and Sam's does not. Additionally, Costco seems to have a smaller selection in certain areas. At our Costco, there were five different toasters for sale compared with 18 at our local Sam's and 17 sets of luggage at Costco vs. 34 at Sam's.

Sam's vs. Costco Payment Methods.

Paying for a full shopping cart can be tricky at wholesale clubs. Cash, check, and debit cards are often the only options. Sam's Club, however, stands out because it also accepts MasterCard and Discover credit cards. Costco takes only American Express credit cards. Both issue their own credit cards, which also can be used for payment.

Costco vs. Sam's Club Credit and Financial Services.

The average shopper probably won't join Sam's or Costco to take advantage of the featured financial services, but these benefits are worth checking out. As with most large retailers these days, each superstore offers its own credit card. Additionally, Costco offers check printing; high-yielding savings accounts and CDs; refinancing and online investing for individuals; and 401(k) plans, credit card processing, payroll services, and check printing for businesses. Sam's Club processes credit cards for businesses and arranges check printing and small business loans through partner banks.

Review continues below

Sam's vs. Costco Coupons and Extra Savings.

Frugal shoppers look for any and every way to save a buck, and coupons equal extra savings. The only coupons Sam's Club offers are eValue coupons, which are available only to Advantage Plus and Business Plus members (as described above, they're loaded onto your membership card). Costco is the clear frontrunner here. For starters, we received Costco coupons in the mail enticing us to join the club the day before beginning our research. (Neither Costco nor Sam's Club was apprised of our plans or had any input into this report.) The coupons were mostly for in-store grocery items, but there were tire coupons and online coupons as well. When buying the membership, we asked about the coupons and were told members periodically receive coupons in the mail. And once you register online as a member, Costco sends emails with coupons for online savings.

Back to top »

Filed in:
Cheap Groceries, Costco, Costco vs Sams, Discount Stores, Groceries, Home-Office, Sams, Shopping, Wholesale

Best Cheap Wholesale Clubs

Sam's Club
Gold Medal

Sam's Club

Sam's Club offers low-priced memberships starting at $40 that include in-store perks like free health screenings; tire repair, car battery testing, and wiper blade installation; cheap prescriptions, contact lenses and eyeglasses; delivery and installation for big ticket items; and 24/7 technical support on electronics. The wholesale giant's large selection of discount items includes many bearing its Member's Mark label. Sam's barely edges out its chief rival as our top pick. Read more »
Costco or Sam's Club Deals
SamsClub.com
Costco
Gold Medal

Costco

Memberships at Costco start at $50 and provide access to a wealth of departments featuring low-priced groceries, home goods, electronics, furniture, pharmacy, photo printing, and more, and at some stores, even cheap wedding dresses. Members also get additional coupons for extra savings, as well as deals on home and auto insurance, car buying, car rental, travel, and numerous financial services. The in-house brand is Kirkland. This wholesale superstore is a near-miss for the top spot on our list. Read more »
Costco or Sam's Club Deals
Costco.com
 
 
Cheapism.com on Facebook
 
Products Mentioned in This Review
Sam's Club
Costco
 
What to Grow in the Garden to Save at the Supermarket

Saving money on groceries while eating organic may seem oxymoronic, but here's how: by growing your own fruits and vegetables.

The Best Things to Buy in May

As the warm weather moves in and schools let out for the summer, May is the time to buy household goods and entertaining essentials.

Swimwear 2012: Hot Bikinis on a Budget

If longer days and diet program ads are any clue, swimsuit season is quickly approaching. Toss out your old sun-beaten, pool-weathered bathing suit and prepare for a new season of pool parties and beach vacations with a new bikini.