Saundra Latham regularly exploits her grocery's fuel-points program for free tanks of gas and skips the salon in favor of the $5.99 sales at Great Clips. She has made her home in areas with a low cost of living, such as Dayton, Ohio, and Knoxville, Tenn.

Before joining Cheapism as the site's first staff writer, Saundra freelanced for websites including Business Insider, ConsumerSearch, The Simple Dollar, The Motley Fool, and About.com. She was previously an editor at The Columbus Dispatch, one of Ohio's largest daily newspapers. She holds a master's in communication from Ohio State University and a bachelor's in journalism from American University.