Saving money on groceries while eating organic may seem oxymoronic, but here's how: by growing your own fruits and vegetables.
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Costco Membership vs. Sam's Club Membership
Sam's Club membership comes in four levels: Advantage ($40), Advantage Plus ($100), Business ($35), and Business Plus ($100).
The basic Business Membership includes 11 cards, Click N' Pull, Fax N' Pull, early bird shopping, and access to small business loans through an outside partner. (One wholesale club review on Viewpoints says the early shopping hours are a big draw and the dollar savings really help small businesses.) Business Plus members get these perks plus the eValues coupons, pharmacy savings, and extended warranties. Companies can offer employees the opportunity to join and they'll receive a $25 gift card, which effectively cuts the price of the Advantage Membership to $15. Sam's Club's Collegiate Membership for college students includes a $15 gift card when signing up (or renewing) and another gift card when making qualifying purchases through textbooks.com.
Costco membership comes in three levels. The first is the Gold Star Membership ($50), which comes with discounts on car purchases from select dealers, auto and home insurance, travel insurance, travel destinations, car rental, check printing, online investing, Medicare Part D pharmacy costs, phone services, small business 401(k) plans, identity protection, merchant credit card processing, payroll services, and health insurance in select states. Members can earn a Costco gift card by refinancing boat or RV loans and opening a high-yield savings account or CD. A Business Membership ($50) offers all the same benefits and allows for six additional cardholders. The Executive Membership ($100) provides extra savings on the above services, plus 2% back on all purchases (i.e., spending $200 a month gets you $48 cash back for the year, which just about covers the extra cost of this membership level.) There's a 100% satisfaction guarantee, so if you don't spend enough to make up for the higher membership fee, Costco makes up the difference. The Executive Membership is a risk-free proposition if you can afford the initial outlay, particularly because the more you shop, the more you earn -- up to a maximum of $500, which means spending $25,000 a year. But even at lower spending levels, MyMoneyBlog.com notes there are enough other perks for Costco Executive members to justify the upgrade.
Bottom line: Your shopping preferences and needs will play a big role in deciding which wholesale club is right for you. Sam's Club's basic memberships are cheaper up front and offer more in-store perks. Costco membership costs are a tad higher and include fewer in-store benefits, but the slightly higher fee is a good buy if you take advantage of the extended services, like discounted travel or auto or home insurance. Additionally, refunds through the Executive Membership at Costco add up and may make this the cheapest deal of all for big-time shoppers. Both wholesale clubs give full refunds if you're unhappy with your membership and shopping experience.
Best Cheap Wholesale Clubs
Sam's Club
Sam's Club offers low-priced memberships starting at $40 that include in-store perks like free health screenings; tire repair, car battery testing, and wiper blade installation; cheap prescriptions, contact lenses and eyeglasses; delivery and installation for big ticket items; and 24/7 technical support on electronics. The wholesale giant's large selection of discount items includes many bearing its Member's Mark label. Sam's barely edges out its chief rival as our top pick. Read more »| SamsClub.com |
Costco
Memberships at Costco start at $50 and provide access to a wealth of departments featuring low-priced groceries, home goods, electronics, furniture, pharmacy, photo printing, and more, and at some stores, even cheap wedding dresses. Members also get additional coupons for extra savings, as well as deals on home and auto insurance, car buying, car rental, travel, and numerous financial services. The in-house brand is Kirkland. This wholesale superstore is a near-miss for the top spot on our list. Read more »| Costco.com |
As the warm weather moves in and schools let out for the summer, May is the time to buy household goods and entertaining essentials.
If longer days and diet program ads are any clue, swimsuit season is quickly approaching. Toss out your old sun-beaten, pool-weathered bathing suit and prepare for a new season of pool parties and beach vacations with a new bikini.




