“where cheap is chic” — wisebread
In this review:
  1. Costco or Sam's Club
  2. Costco Membership, Sam's Club Membership
  3. Sam's vs. Costco Shopping Cart
  4. Costco Prices vs. Sam's Prices
  5. Costco vs. Sam's Club Credit, Sam's vs. Costco Club Coupons
  1. Costco Tires, Costco Pharmacy vs. Sam's
  2. Costco Photos vs. Sam's Photos
  3. Costco vs. Sam's Comparison Table
  4. Sam's vs. Costco Verdict
  5. Infographic: Sam's Club versus Costco versus BJ's
Sign up for our
Free Newsletter
Related Guides: Amazon or Walmart, Kids Clothes, Lowe's or Home Depot and Outlet Shopping vs. Retail

Costco Membership vs. Sam's Club Membership

The first step in our comparison: purchasing a membership. Both stores are wholesale clubs, meaning you must buy a membership in order to become a regular customer.

Sam's Club membership comes in four levels: Advantage ($40), Advantage Plus ($100), Business ($35), and Business Plus ($100).

We purchased the simple Advantage Membership, which comes with a primary card and another for a named member of the household. Other advantages (no pun intended) include free flat tire repair, battery testing, and wiper blade installation, as well as the Click N' Pull program, which lets members shop online and pick up at a store next day. Upgrading to the Advantage Plus Membership would have gotten us all these perks plus early bird shopping (starting at 7am instead of the regular 9am or 10am opening time); eValue coupons loaded on the membership card and redeemed at checkout; extra pharmacy savings, such as 8% off name brand medications and 40% off of generics; and an extra year warranty on select items when a warranty is purchased.

The basic Business Membership includes 11 cards, Click N' Pull, Fax N' Pull, early bird shopping, and access to small business loans through an outside partner. (One wholesale club review on Viewpoints says the early shopping hours are a big draw and the dollar savings really help small businesses.) Business Plus members get these perks plus the eValues coupons, pharmacy savings, and extended warranties. Companies can offer employees the opportunity to join and they'll receive a $25 gift card, which effectively cuts the price of the Advantage Membership to $15. Sam's Club's Collegiate Membership for college students includes a $15 gift card when signing up (or renewing) and another gift card when making qualifying purchases through textbooks.com.

Costco membership comes in three levels. The first is the Gold Star Membership ($50), which comes with discounts on car purchases from select dealers, auto and home insurance, travel insurance, travel destinations, car rental, check printing, online investing, Medicare Part D pharmacy costs, phone services, small business 401(k) plans, identity protection, merchant credit card processing, payroll services, and health insurance in select states. Members can earn a Costco gift card by refinancing boat or RV loans and opening a high-yield savings account or CD. A Business Membership ($50) offers all the same benefits and allows for six additional cardholders. The Executive Membership ($100) provides extra savings on the above services, plus 2% back on all purchases (i.e., spending $200 a month gets you $48 cash back for the year, which just about covers the extra cost of this membership level.) There's a 100% satisfaction guarantee, so if you don't spend enough to make up for the higher membership fee, Costco makes up the difference. The Executive Membership is a risk-free proposition if you can afford the initial outlay, particularly because the more you shop, the more you earn -- up to a maximum of $500, which means spending $25,000 a year. But even at lower spending levels, MyMoneyBlog.com notes there are enough other perks for Costco Executive members to justify the upgrade.

Review continues below

Bottom line: Your shopping preferences and needs will play a big role in deciding which wholesale club is right for you. Sam's Club's basic memberships are cheaper up front and offer more in-store perks. Costco membership costs are a tad higher and include fewer in-store benefits, but the slightly higher fee is a good buy if you take advantage of the extended services, like discounted travel or auto or home insurance. Additionally, refunds through the Executive Membership at Costco add up and may make this the cheapest deal of all for big-time shoppers. Both wholesale clubs give full refunds if you're unhappy with your membership and shopping experience.

Back to top »

Filed in:
Cheap Groceries, Costco, Costco vs Sams, Discount Stores, Groceries, Home-Office, Sams, Shopping, Wholesale

Best Cheap Wholesale Clubs

Sam's Club
Gold Medal

Sam's Club

Sam's Club offers low-priced memberships starting at $40 that include in-store perks like free health screenings; tire repair, car battery testing, and wiper blade installation; cheap prescriptions, contact lenses and eyeglasses; delivery and installation for big ticket items; and 24/7 technical support on electronics. The wholesale giant's large selection of discount items includes many bearing its Member's Mark label. Sam's barely edges out its chief rival as our top pick. Read more »
Costco or Sam's Club Deals
SamsClub.com
Costco
Gold Medal

Costco

Memberships at Costco start at $50 and provide access to a wealth of departments featuring low-priced groceries, home goods, electronics, furniture, pharmacy, photo printing, and more, and at some stores, even cheap wedding dresses. Members also get additional coupons for extra savings, as well as deals on home and auto insurance, car buying, car rental, travel, and numerous financial services. The in-house brand is Kirkland. This wholesale superstore is a near-miss for the top spot on our list. Read more »
Costco or Sam's Club Deals
Costco.com
 
 
Cheapism.com on Facebook
 
Products Mentioned in This Review
Sam's Club
Costco
 
What to Grow in the Garden to Save at the Supermarket

Saving money on groceries while eating organic may seem oxymoronic, but here's how: by growing your own fruits and vegetables.

The Best Things to Buy in May

As the warm weather moves in and schools let out for the summer, May is the time to buy household goods and entertaining essentials.

Swimwear 2012: Hot Bikinis on a Budget

If longer days and diet program ads are any clue, swimsuit season is quickly approaching. Toss out your old sun-beaten, pool-weathered bathing suit and prepare for a new season of pool parties and beach vacations with a new bikini.