Since the financial crisis of 2008, it’s been harder for small businesses to get the money they need to operate or grow from traditional lenders. There are several reasons — starting with the fact that bigger loans mean bigger returns…
Health insurance costs are creeping ever higher. The Kaiser Family Foundation reports that average premiums will rise 5.1 percent in 2016 for the lowest-cost marketplace silver plans available to a 40-year-old nonsmoker earning $30,000 a year in 14 major cities.…
For many types of durable consumer goods, “shop secondhand” is a valuable money-saving tip. Books, cars, dishware, dĂ©cor, and most clothes can often be bought for pennies on the dollar compared with their normal retail prices. But sometimes buying used…
Short-term savings often take the form of an emergency fund — the three to six months’ worth of living expenses everyone should have in case of a layoff, family crisis, medical emergency, or other misfortune. Savings can also be set…
When it comes to storing money and earning interest, banks are better than an envelope under the mattress. But checking accounts are rarely free. The Consumer Financial Protection Bureau found that checking account users pay an average of $4.66 in…
Traveling solo or with a friend can be fun, but it can also be expensive. A budget-friendly solution to consider before hitting the road is traveling with a group. Affinity group travel, which typically consists of 10 or more like-minded…
For many people, it’s torture to talk about retirement accounts, determine which investments are right, and rebalance a portfolio every few months or years. Saving for the future can be…
The best way to get a good deal is to shop around, right? But running from store to store can gobble up time and gas. That’s where price matching comes…
Jump to: Price-Match Guarantees: The Fine Print Eligible Items Eligible Merchants Other Exclusions How to Price Match Employee Discretion Online Price Matching Price Adjustment Stores That Price Match: How They…
Buying a mattress is generally an unpleasant experience, with the kind of high-pressure salesmanship associated with buying a used car. Comparison shopping is all but futile; many mattresses from different…
Murder mysteries might suggest life insurance policies are mostly taken out with nefarious intent, but an insurance agent will be quick to tell you that buying life insurance is an…
When between jobs or considering a change, many people focus on the hourly rate or salary they want. But some things can be more important than cash compensation. A flexible…
Couples who have spent thousands on a wedding will be happy to hear there is some relief afterward. The Atlantic compared the finances of theoretical single women with their married…
Computers and the Internet increasingly allow stay-at-home parents to keep their careers and earn a good living with remote employment. That said, even less technologically centered jobs offer good pay…
By now many parents are facing the school lunch dilemma: Go to the trouble of packing lunch every day? Or give in to the easy and possibly less nutritious option…
Planning to visit family for the holidays, and the guest room is not an option? Now is the time to start looking for cheap holiday accommodations. For those who need…
Managing money can be overwhelming, especially after receiving a large windfall and when planning for major life events. That’s why many people turn to financial advisers for guidance. There are…
The average non-premium NFL ticket cost $84.43 last season, according to Team Marketing Report, up 4.2 percent from 2013. Want to catch a playoff game or the Super Bowl in…