Living on a Budget
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Enroll in Automatic Bill Pay and Save
Automatic bill pay is yet another perk of the ever-evolving instantaneous Internet age. Many consumers take advantage of this convenient, rewarding way of paying bills. Others remain wary about authorizing a company to withdraw funds directly from their bank account…
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Save $400: Take the Frugal Month Challenge in February
The holidays may provide a festive reprieve from the daily grind, but as a rule of thumb, they’re not good for your wallet. With January comes a return to real life and living on a tight budget as you pay…
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10 Tips for Sewing Your Way to Savings
Sewing does require skill, no doubt about that. But for certain projects around the house or in your closet, it may be a worthwhile skill to learn and put to use. Sewing can save you a bundle on clothing and…
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11 Things You Should Be Renting Instead of Buying
Recent years have seen the flowering of the rental economy. What started with streaming services such as Netflix and Pandora has become a full-on profusion of rental options as an alternative to buying. The upshot is less personal debt, less…
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What’s Worth More: Your Money or Your Time?
My banker husband has always said, “Time is money.” I understood the point but never put the old adage to the test. We all probably have a different bottom line when it comes to how much our time is worth,…
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What Are the Best Free Resources for Learning Personal Finance?
From 401(k)s to the monthly budget, personal finance can be a dull and difficult subject to master. Countless articles and paid and free courses tackle the matter from a variety of angles, each aiming to help knowledge-seekers get a better…
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Should You Head Outside the City for Cheaper Gas?
Have you ever made a U-turn to reach the gas station on the other side of the street because the price is cheaper than at the one straight ahead? But…
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Is Free Money Worth It?
You’ve no doubt received a flyer in the mail or seen the billboards: Open a new checking account with us and receive $100 cash! Sounds like a deal, to be…
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Save an Easy $100 by Unplugging These Devices
Just because the TV is turned off doesn’t mean it isn’t consuming energy. Millions and millions of watts of “phantom energy” are used every day by unsuspecting electric customers. When…
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Advice From the Minimum Wage Front Lines
Mysti Reutlinger has been through tough times. Although now in the process of starting her own business in the Cheyenne, Wyoming area — the third in six years and the…
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College Tours: How Students Can Visit for Free
As high school students prepare to spend the next several years and thousands of dollars earning an undergraduate degree, finding the right college is critical. The atmosphere on campus, the…
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Narrowing a Multitude of Money-Saving Tools to 10 Essentials
Every day, it seems, a new digital destination promises to save consumers money. But who has time to cycle through a lengthy roster of bookmarks in search of deals? US…
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7 Steps to Landing a College Scholarship
There is such a thing as free money when it comes to paying for college — if you know where to look. Between merit-based scholarships and grants for students in…
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How Parents Can Teach Children Frugality in Modern America
“Use it up, wear it out, make it do, or do without” was, at one time, the modus operandi of many families in America. Since then, we’ve become a consumer-oriented,…
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Declutter Your Bills: 3 Steps to Save You Money
Are you sitting in the midst of stacks of documents and receipts, trying to get organized before filing your income tax return? As you wade through the data, you might…
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11 Essential Rules for Negotiating a Discount
Coupons at the grocery store, weekly sales at the clothing store, and memberships at the discount store are all routes to the best deals. But there are no coupons for…
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Turning Happy Hour Into Dinner: A Cheapskate’s Guide
Happy hour, once known as cocktail time, is that transition period between the end of work and the start of dinner. It used to be that you had to hang…
