Living on a Budget
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Narrowing a Multitude of Money-Saving Tools to 10 Essentials
Every day, it seems, a new digital destination promises to save consumers money. But who has time to cycle through a lengthy roster of bookmarks in search of deals? The latest issue of ShopSmart magazine winnows the field to 10…
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7 Steps to Landing a College Scholarship
There is such a thing as free money when it comes to paying for college — if you know where to look. Between merit-based scholarships and grants for students in financial need, there is an abundance of college scholarships available…
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4 Ways to Teach Your Kids About Frugality
“Use it up, wear it out, make it do, or do without” was, at one time, the modus operandi of many families in America. Since then, we’ve become a consumer-oriented, throw-away society that is prompting some pushback. In the face…
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Declutter Your Bills: 3 Steps to Save You Money
Are you sitting in the midst of stacks of documents and receipts, trying to get organized before filing your income tax return? As you wade through the data, you might find yourself shocked at how much you paid for insurance,…
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11 Essential Rules for Negotiating a Discount
Coupons at the grocery store, weekly sales at the clothing store, and memberships at the discount store are all routes to the best deals. But there are no coupons for a new car or repairs to your home. The only…
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Turning Happy Hour Into Dinner: A Cheapskate’s Guide
Happy hour, once known as cocktail time, is that transition period between the end of work and the start of dinner. It used to be that you had to hang at a local bar for a happy hour deal —…
