Living on a Budget

  • Save an Easy $100 by Unplugging These Devices

    Just because the TV is turned off doesn’t mean it isn’t consuming energy. Millions and millions of watts of “phantom energy” are used every day by unsuspecting electric customers. When the next utility bill arrives, think about how the family…

  • Advice From the Minimum Wage Front Lines

    Mysti Reutlinger has been through tough times. Although now in the process of starting her own business in the Cheyenne, Wyoming area — the third in six years and the result of two prior successes — she raised two children…

  • College Tours: How Students Can Visit for Free

    As high school students prepare to spend the next several years and thousands of dollars earning an undergraduate degree, finding the right college is critical. The atmosphere on campus, the diversity of the student body, and the local surroundings all…

  • Narrowing a Multitude of Money-Saving Tools to 10 Essentials

    Every day, it seems, a new digital destination promises to save consumers money. But who has time to cycle through a lengthy roster of bookmarks in search of deals? The latest issue of ShopSmart magazine winnows the field to 10…

  • 7 Steps to Landing a College Scholarship

    There is such a thing as free money when it comes to paying for college — if you know where to look. Between merit-based scholarships and grants for students in financial need, there is an abundance of college scholarships available…

  • 4 Ways to Teach Your Kids About Frugality

    “Use it up, wear it out, make it do, or do without” was, at one time, the modus operandi of many families in America. Since then, we’ve become a consumer-oriented, throw-away society that is prompting some pushback. In the face…