On July 31st the U.S. House of Representatives approved a measure that links interest rates for federal student loans to the yield on 10-year Treasury notes. This is a welcome turnabout for current undergraduates who will now pay 3.86 percent…
Bank customers who overdraw their accounts pay an average of $225 per year in fees, according to a recent government report. The Consumer Financial Protection Bureau has released findings from an inquiry into overdraft protection programs, which allow transactions to…
Have you ever searched for a way to make money online or wondered about how to find a new passive income stream? The Internet is filled with get-rich-quick schemes but most only get the instigator rich. The idea of passive…
Print books may not be dead yet, but ebooks are undoubtedly the future. They’re space-saving, environmentally friendly, and often cheaper than their dead-tree counterparts. Ereaders and tablets are more affordable than ever. So, is it time for budget-conscious consumers to…
It seems that every month the official job report tells a different story. First it’s all bad, then we’re slowly climbing out of the recession, then there’s a retreat. For all the back and forth uncertainty, the simple fact is…
Renting an apartment can be daunting, not to mention anxiety-inducing. So start with the most fundamental apartment-hunting question: What should I be looking for? Friends, family, and coworkers all have opinions. But the key to apartment hunting is finding a…
Does raising kids always have to be so hard on the wallet? Not necessarily, as I learned after moving to Japan with my husband and young children. Here’s a smorgasbord…
Have you ever walked into an outlet store and found a deal you couldn’t refuse? Perhaps it was deeply discounted cookware with an imperceptible scratch or a laptop bag that…
Considering moving in with your significant other to save money? The prospect can certainly be tempting, particularly if you live in a city as notoriously pricey as New York or…
Spring break recently ended and finals are a few weeks away. In other words, this is the moment to find a summer job or internship. Knowing how to get a…
National Car Care Month kicked off with a rumble the other day. The designation helps remind drivers to adopt a car care plan and take preemptive measures to maintain their…
We’ve all been there – tempted to buy anything and everything in bulk. At the time it seems like a good idea to take advantage of lower per item costs…
This February we invited readers to take the Frugal Month Challenge and commit to what some have called a “no-buy month.” My family of three embarked on this cheap challenge…
Is a new career or job looming on the horizon? Just remember that landing a job typically requires an in-person interview, and that requires proper attire. But job interview clothes…
It may be old news, but the end of the payroll tax holiday is an ongoing reality that affects everyone’s paycheck. For an individual earning $50,000 a year, the two…
Did you resolve to find a job or ramp up your efforts to attract new business in the new year? You may want to brush up that elevator pitch but…
New year, maybe new job? If you’re on the hunt for a job, you need a resume. Perhaps you’re wondering how to improve one that already exists. Perhaps you don’t…
Jean Chatzky, financial editor of the “Today Show” and author of seven personal finance books, strives to help baby boomers become and stay solvent. On her new RLTV series, “Money…