Money
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Do Business Travelers Need Travel Insurance?
Travel insurance is popular among families planning vacations, but is extra insurance a smart move if you’re a business traveler? As an employee traveling on business, your company likely holds a policy that covers you. If you’re self-employed, however, the…
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Is Free Money Worth It?
You’ve no doubt received a flyer in the mail or seen the billboards: Open a new checking account with us and receive $100 cash! Sounds like a deal, to be sure, and perhaps you’ve been considering switching banks anyway. But…
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Save an Easy $100 by Unplugging These Devices
Just because the TV is turned off doesn’t mean it isn’t consuming energy. Millions and millions of watts of “phantom energy” are used every day by unsuspecting electric customers. When the next utility bill arrives, think about how the family…
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10 Best Cheap Cities for Raising a Family
Americans thinking about having a family can expect to spend close to a quarter-million dollars to raise each child to the age of 18, according to a 2013 government estimate. If the total seems shocking, consider moving to a community…
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Advice From the Minimum Wage Front Lines
Mysti Reutlinger has been through tough times. Although now in the process of starting her own business in the Cheyenne, Wyoming area — the third in six years and the result of two prior successes — she raised two children…
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College Tours: How Students Can Visit for Free
As high school students prepare to spend the next several years and thousands of dollars earning an undergraduate degree, finding the right college is critical. The atmosphere on campus, the diversity of the student body, and the local surroundings all…
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Narrowing a Multitude of Money-Saving Tools to 10 Essentials
Every day, it seems, a new digital destination promises to save consumers money. But who has time to cycle through a lengthy roster of bookmarks in search of deals? The…
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10 Things You Can Write Off Your Taxes When Self-Employed
Tax day is fast approaching, and for the self-employed, the days remaining until April 15 can be harried. You need to keep your business going while assembling all the necessary…
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7 Steps to Landing a College Scholarship
There is such a thing as free money when it comes to paying for college — if you know where to look. Between merit-based scholarships and grants for students in…
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Easing the Financial Cost of a Death in the Family
Whether sudden or expected, the death of a loved one is emotionally wrenching. At a time when logical thinking is most compromised, you have make decisions and arrangements. It’s easy…
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4 Ways to Teach Your Kids About Frugality
“Use it up, wear it out, make it do, or do without” was, at one time, the modus operandi of many families in America. Since then, we’ve become a consumer-oriented,…
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Declutter Your Bills: 3 Steps to Save You Money
Are you sitting in the midst of stacks of documents and receipts, trying to get organized before filing your income tax return? As you wade through the data, you might…
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11 Essential Rules for Negotiating a Discount
Coupons at the grocery store, weekly sales at the clothing store, and memberships at the discount store are all routes to the best deals. But there are no coupons for…
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Turning Happy Hour Into Dinner: A Cheapskate’s Guide
Happy hour, once known as cocktail time, is that transition period between the end of work and the start of dinner. It used to be that you had to hang…
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8 Things ‘Girls’ Can Teach Fans About Frugality
Like generations of young people before them, the cast of HBO’s Girls came to New York to make careers in the arts — writing, acting, music. In the meantime, Hannah…
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9 Contracts That Are Painful To Cancel (And How To Get Out Of Them)
Contracts are a standard part of doing business, one that obligates both parties to the stated terms. As customers know all too well, trying to end the relationship before the…
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Top 6 Most Affordable (and Growing) Cities in the U.S.
The most desirable places to live are often among the most expensive. But some of the most popular cities in America now have below-average costs of living and affordable home…
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Free and Cheap Ways to Monitor Your Credit
In the midst of the busy 2013 holiday shopping season a security breach at Target led to the theft of 40 million (and counting) customers’ credit and debit card information.…
