When a bank fails, up to $250,000 of your money is insured by the FDIC. But that isn’t true for cash that’s stored on payment apps like Venmo, Cash App, and PayPal, according to government regulators. Last week, the Consumer…
Ask anybody who’s ever owned a JanSport backpack and they’ll tell you — those things last forever. When Redditor u/hampoule posted in the subreddit r/BuyItForLife about the excellent condition of their nearly 30-year-old JanSport fanny pack (aka waist pack) there were a lot…
It’s very rare to get something for free in this world without a catch. So when I heard about ChipDrop, a company that dumps free mulch at your door, I figured there must be one. There isn’t. Unless you call saving…
If you haven’t been plagued with the scam calls warning about “your car’s extended warranty,” count yourself lucky. They are relentless. But sometimes, spending a bit more on a warranty is worth it, because it provides peace of mind and…
Investing in the stock market can be both exciting and intimidating. With countless stocks to choose from and myriad factors to consider, it’s easy to feel overwhelmed. Fortunately, advancements in artificial intelligence have brought about a new tool that could…
Cheapism readers all have one thing in common: They’re savvy consumers who don’t mind pinching pennies. That said, we all live frugal lifestyles for different reasons. Your parents could be tree-hugging radicals who reject consumerism, or maybe your family cut…
Have you ever just stared at your credit card bill and thought, “Wow, this has gotten a bit out of hand, hasn’t it?” It happens to the best of us. When…
You may think shopping at a dollar store is already a smart thing to do, budget-wise — but some mistakes could make your attempt to save a little extra go…
Making healthy meals three times a day can be a challenge for many college students on a budget. But not all hope is lost. By implementing strategies from these thrifty Redditors,…
Facebook Marketplace is known for being a weird assortment of items dumped onto the internet after a good garage clean-out, but some things are weirder than others. Here are items…
Traveling is one of life’s greatest pleasures, but the sheer amount of time and effort it takes to plan a trip can turn people off from the experience entirely. Luckily,…
If you have ever strayed from your usual Taco Bell, you’ve probably experienced sticker shock. Each Bell location can set its own prices, which leads to some massive variances within…
Remember that $1 trillion dollar infrastructure bill from a few years back? Besides pouring billions of dollars into transportation, roads, and bridges, the plan also funneled $65 million into broadband,…
Furniture shopping can be fun — but it’s also a lesson in self-control. Stores and catalogs make everything look so polished, as if a new living room set can change…
Buying a home will likely be the most expensive decision of your life. In the best-case scenario, it’s the first step toward building significant generational wealth. But if you buy…
Amid Zoom calls, emails, and the hustle and bustle of our professional lives, sometimes we inadvertently make mistakes that can sabotage our progress and long-term career goals. From not aligning…
We all know someone who is simply scared to spend money — even when they can afford to. Whether it’s someone you live with, a friend, or yourself, being afraid…
Planning for retirement is an essential part of financial wellness. And while the retirement age has steadily increased over the years (major sigh), there are still ways to start planning…