Money
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10 Small Businesses to Start for Less Than $10,000
Ready to flex your entrepreneurial muscles and dive headfirst into your own small business? To identify a business opportunity with low start-up costs, look for a venture with minimal fixed overhead (i.e., one you can run from home) and one…
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10 Reasons an Annuity May Be Right for Your Retirement
Annuities are part insurance product and part investment. In exchange for buying an annuity from an insurance company, the purchaser gets a guaranteed income stream or lump-sum payout later on. Annuities sometimes get a bad rap, because insurance companies or…
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What’s Really Covered by Homeowners Insurance — and What’s Not
Many homeowners buy insurance because they are forced by their mortgage lenders. Others choose to buy a policy to protect their assets. But not everyone understands what homeowners insurance does and does not cover. Specifics may vary by policy and…
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10 Ways to Save $100 or More in 10 Minutes or Less
Saving money often requires a lot of time and effort. In some cases, though, 10 minutes or less is all it takes to save $100 or more. Get a head start on New Year’s financial resolutions by following any or…
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10 Steps to Paying Down Holiday Debt
The holiday season can bring a continuing avalanche of unwanted gifts, weight, and debt. Unlike the first two, debt and the associated effects of spending on such things as holiday travel, gifts, a new wardrobe, and décor are difficult to…
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7 Ways to Give to Charity and Get a Tax Break for 2015
For many people, buying gifts for friends and family is just the start of holiday giving. The next step is to give to charities or individuals in need of aid. Giving to others can be personally rewarding — and also…
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Hosting This Holiday? 18 Ways to Cut Stress and Spending
Holiday entertaining can be stressful — and expensive. Instead of slipping down that rabbit hole, try these 18 tips for saving money, time, and sanity without detracting from the event.…
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Can’t Get a Small Business Loan? Look Online
Since the financial crisis of 2008, it’s been harder for small businesses to get the money they need to operate or grow from traditional lenders. There are several reasons —…
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7 Ways to Save on Health Insurance
Health insurance costs are creeping ever higher. The Kaiser Family Foundation reports that average premiums will rise 5.1 percent in 2016 for the lowest-cost marketplace silver plans available to a…
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10 Things You Should Never Buy Secondhand
For many types of durable consumer goods, “shop secondhand” is a valuable money-saving tip. Books, cars, dishware, décor, and most clothes can often be bought for pennies on the dollar…
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4 Smart Places to Put Your Short-Term Savings
Short-term savings often take the form of an emergency fund — the three to six months’ worth of living expenses everyone should have in case of a layoff, family crisis,…
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Where to Find a Checking Account With No Fees
When it comes to storing money and earning interest, banks are better than an envelope under the mattress. But checking accounts are rarely free. The Consumer Financial Protection Bureau found…
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How Group Travel Can Save You Money
Traveling solo or with a friend can be fun, but it can also be expensive. A budget-friendly solution to consider before hitting the road is traveling with a group. Affinity…
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13 Cities Where It Pays to Get in the Vacation Rental Game
Generating passive income by renting out a house or apartment is a dream for many. Even people who can’t afford a rental property or vacation home are putting their places…
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4 Hands-Off Ways to Choose IRA Investments
For many people, it’s torture to talk about retirement accounts, determine which investments are right, and rebalance a portfolio every few months or years. Saving for the future can be…
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7 Keys to Successful Price Matching
The best way to get a good deal is to shop around, right? But running from store to store can gobble up time and gas. That’s where price matching comes…
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Best Price-Matching Policies
Jump to: Price-Match Guarantees: The Fine Print Eligible Items Eligible Merchants Other Exclusions How to Price Match Employee Discretion Online Price Matching Price Adjustment Stores That Price Match: How They…
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How to Buy a Mattress for Less Online
Buying a mattress is generally an unpleasant experience, with the kind of high-pressure salesmanship associated with buying a used car. Comparison shopping is all but futile; many mattresses from different…
