Personal Finance
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Apple’s High-Yield Savings Account Offers a Whopping 4.15%. But Is It Worth the Hassle?
By now you’ve probably heard that Apple has partnered with Goldman Sachs to offer a high-yield savings account with an enticing 4.15% annual interest rate. For perspective, that’s more than 10 times the national average (0.39%) and still higher than…
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How to Protect Yourself From Financial Ruin in Retirement
Most of us work decades to create a sufficient nest egg to fund retirement. But after you bid farewell to the 9-to-5 grind, it’s important to manage that money carefully to avoid a crippling financial disaster during your golden years.…
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Welcome to Frugal YouTube: These Influencers Will Guide You to the Cheap Side
If you’re a visual learner who’s tired of inauthentic or stuffy personal finance guides, then you should consider expanding your search to YouTube. Much of the advice there is genuine, from real penny pinchers who actually live below their means.…
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Yet Another Reason To Stop Using Checks: Check Washing Scams Are on the Rise
It’s an old criminal hack, but it’s back with a vengeance: check washing. It’s part of a larger trend in efforts to steal your money if you use checks. The Financial Crimes Enforcement Network has sent out an alert that…
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Is the Apple Card Worth It? Here’s Everything You Need To Know
It’s surprising that it took until 2019 for Apple to release its own rewards credit card, but they did it nonetheless. With its instantaneous signup process, the card has become a popular option for anybody looking to crank up their…
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Broke as a Joke: 10 Funniest Tweets About Having No Money That We Saw This Week
Money can be stressful, but nothing quite matches the all-encompassing anxiety you get when there’s no money to be had. “More money, more problems” was clearly coined by a wealthy capitalist who wanted to keep the little guy down, because…
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Credit Union vs. Bank: How To Choose the One That Best Fits Your Financial Needs
Following Silicon Valley Bank’s (SVB’s) implosion this year — not to mention the consequent venture capitalist bailout — only 10% of American consumers say they have confidence in the country’s…
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Inflation Is Cooling. Why Is Everything Still So Damn Expensive?
Optimism about the latest inflation data is everywhere: “US inflation fell in March for the ninth month in a row“; “Stocks are rising as inflation cools in March“; “Inflation data…
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So You Need Therapy but Can’t Afford It. Now What?
A staggering 90% of Americans say that the U.S. is experiencing a mental health crisis. And yet, access to care remains terrible, with the largest barrier being inadequate insurance coverage…
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Gen Z Loves Cash Stuffing — Here’s Why You Should, Too
With prices for goods and services on the rise, it’s become increasingly difficult for individuals and families to make ends meet, let alone try and save money each month. This…
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Stick It to the Man: How To Dispute a Credit Report Error (and Win!)
Do your shoulders tense up every time Credit Karma sends you an email urging you to check your credit score? You’re not alone. As much as you may dread having…
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Airbnb Rental Scams to Watch Out For
From tiny homes to kid-friendly rentals, there’s an Airbnb for every type of travel. Many of its 4 million hosts and 5.6 million active listings are trustworthy and valid. However,…
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How To Build Generational Wealth
The arrival of the final season of “Succession” reminds us that some people start out with an advantage that lets them enjoy a rich life free of debt and loaded…
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Think Twice: Amazon Now Warns Shoppers About ‘Frequently Returned’ Products
There are two types of Amazon shoppers: the person who sees an item and clicks “Buy Now” on a whim and the person who scours the reviews and only makes…
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Costco and Sam’s Club Purchases That Make Back the Membership Fee
Shopping at warehouse club stores comes at a price: Costco’s membership starts at $60, and a basic Sam’s Club membership costs $50. But there are plenty of ways to make…
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Low-Income Students Pay More for College While Rich Kids Pay Less, Report Says
If it seems like college bills are just getting higher and higher, you’re not wrong — but that higher price tag might be because of your family’s financial standing. According…
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How Couples With Different Money Habits Can Find Financial Harmony
Money is one of the top reasons couples fight—and it’s not hard to see why. One person might be budgeting for long-term security while the other is adding smart home…
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Whole Lotto Luck: These Are the Luckiest (and Unluckiest) States in America
Are you someone who flocks to your local corner store every time the Mega Millions jackpot skyrockets, even though you know the odds aren’t ever in your favor? Do you…
