Personal Finance
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Redditors Riff on The Fact That Housing Is Overpriced and Wages Are Too Low
A recent post on the subreddit r/WorkReform by u/LiveBeyondYourMemes said simply, “We can all agree that housing is overpriced and wages are too low” above a meme of Spongebob Squarepants holding signs of the median home prices in 2009 and…
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‘Essentially Robbery’: 8 Products and Services That Are a Huge Rip-Off in the U.S.
While we all welcome the news that prices continue to cool after months of runaway inflation, the fact remains that this country is still too damn expensive. I mean, $7,500 to treat a broken leg? That’s extortion. And as Redditors…
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Do You Pay for Unlimited Data? You’re Probably Wasting Your Money, According to a New Survey
If you’re like most Americans, you’re probably overpaying for your mobile plan, according to a new report from WhistleOut. The survey found that while the majority of Americans use 15GB or less of data a month, most are paying for…
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Extreme Penny-Pinching: Couple Finds One Million Antique Pennies in Crawl Space
Think finding a million pennies would be an awesome windfall or a total pain? The answer might be a mix of both. California realtor John Reyes and his wife Elizabeth looked into the crawl space of a home that had been…
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‘Gotta Do the Math’: Redditors Reveal Things They Thought Were Frugal But Cost Them in the End
We’ve all been there: Maybe the store pricing is confusing, maybe we’re just too tired to watch our pennies, but we’ve all overspent on a so-called “bargain.” Redditors are no different. Almost 2,000 commented after a Redditor asked a question…
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This Texas Bank Is Helping Parents Give Their Kids a Credit Score Advantage
Navigating the world of finance can feel like a complex playground where the prepared thrive and the unprepared falter. Learning financial literacy — including how to build and retain good credit — is a skill and habit that’s best cultivated…
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More Than 1 in 4 Homeowners Are ‘House Poor’ — These 10 Cities Have the Most
Thanks to inflation, flat wages, and higher mortgage rates, more homeowners are feeling the pinch in their pocketbooks this year. The Chamber of Commerce studied results from the U.S. Census…
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Is Venmo Safe? Here’s Everything You Need To Know About the Payment App
Thanks to the rise of peer-to-peer payment apps, going Dutch has never been easier. Just pull out your phone and ask for their username. But if you count yourself among…
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A National Summer Crisis: Ice Cream Inflation and Other Grocery Staples Rising in Cost
One minute we’re reeling from inflation at the grocery store and the next we’re being told price increases are slowing down. It’s inflation-induced whiplash, but it’s here to hit you…
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Consumer Watchdog Says Storing Cash in Venmo, Cash App, and PayPal Might Not Be Safe. Here’s What You Should Do Instead
When a bank fails, up to $250,000 of your money is insured by the FDIC. But that isn’t true for cash that’s stored on payment apps like Venmo, Cash App,…
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JanSport Backpacks Last Forever: Redditors Confirm What We Already Know
Ask anybody who’s ever owned a JanSport backpack and they’ll tell you — those things last forever. When Redditor u/hampoule posted in the subreddit r/BuyItForLife about the excellent condition of their…
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Should You Ask ChatGPT for Investment Advice? It Depends
Investing in the stock market can be both exciting and intimidating. With countless stocks to choose from and myriad factors to consider, it’s easy to feel overwhelmed. Fortunately, advancements in…
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Self-Reliance, Minimalism, and Sustainability: 8 Reasons Why Penny-Pinching Redditors Are Frugal
Cheapism readers all have one thing in common: They’re savvy consumers who don’t mind pinching pennies. That said, we all live frugal lifestyles for different reasons. Your parents could be…
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Here’s Why You Should Consolidate Debt Instead of Closing Credit Cards
Have you ever just stared at your credit card bill and thought, “Wow, this has gotten a bit out of hand, hasn’t it?” It happens to the best of us. When…
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You Could Earn Up to $75 Off Your Internet Bill Thanks to This Government Program
Remember that $1 trillion dollar infrastructure bill from a few years back? Besides pouring billions of dollars into transportation, roads, and bridges, the plan also funneled $65 million into broadband,…
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Home Buying Blunders: 10 Rookie Mistakes To Avoid When Buying a House
Buying a home will likely be the most expensive decision of your life. In the best-case scenario, it’s the first step toward building significant generational wealth. But if you buy…
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Key to Success: 10 Workplace Mistakes To Avoid for a Thriving Career
Amid Zoom calls, emails, and the hustle and bustle of our professional lives, sometimes we inadvertently make mistakes that can sabotage our progress and long-term career goals. From not aligning…
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‘Paralyzing Fear’: Some People Are Terrified of Spending Money. Here’s How They Deal With It
We all know someone who is simply scared to spend money — even when they can afford to. Whether it’s someone you live with, a friend, or yourself, being afraid…
