Personal Finance

  • Concept of market downturn

    50 Ways to Prepare for a Recession

    With consumer prices soaring, interest rates rising, and the looming threat of an economic downturn, many U.S. households are looking for ways to tighten their budgets, do more with less, and revisit purchasing decisions. If yours is among them, and…

  • Female auto mechanic examining engine of an automobile with hood up, sideview of engine in the foreground, she is leaning over from the other side, inside a repair garage

    How Often You Really Need to Take Your Car in for Service

    With all that’s going on, it’s perfectly understandable if auto maintenance is the furthest thing from most people’s minds. But they should consider that an unexpected repair bill is probably the last thing they need right now, and keep vehicle…

  • pile of credit cards

    Credit Horror Stories That Will Keep You Up at Night

    Your credit isn’t your life, but it affects much of it. Your credit score determines not only your credit card limits, but how worthy you are to rent or buy a house, lease or own a car, get insurance, sign…

  • hand adjusting smart thermostat

    15 Smart Purchases That Pay for Themselves

    Cutting expenses is always appealing, but a small upfront investment can reap ongoing savings. These products and services pay for themselves — and then some — in relatively short order. LED Light Bulbs LED bulbs are energy- and cost-efficient replacements…

  • Package on a doorstep

    Products You Should Always Buy Online

    Shopping online is no guarantee that you’re always going to get a cheaper price than you would at a bricks-and-mortar store. Depending on what you’re buying, you still may pay less at a local retailer or a warehouse club, such…

  • exchange of wedding rings white

    10 Ways to Save Money on a Wedding With Costco, Sam’s, or BJ’s

    A walk down the aisle is still a heartbreaker for U.S. couples. According to The Knot‘s latest Real Weddings Study, brides and grooms spent an average $34,000 for their special days in 2021, leaping from a pandemic low of $19,000.…

  • Stock Crash

    The Stock Market’s Most Dramatic Drops

    The stock market wobbles up and down on a near-daily basis, seemingly for no obvious reason to the average observer. But traders are often reacting to very real events, whether…

  • Woman shopping in an electronics store and looking at tvs

    These 12 Things Are Actually Getting Cheaper

    If it feels like everything is more expensive these days, that’s not far from the truth. Inflation is near a 40-year record, and prices for gas, food, and other daily…

  • An assortment of vintage items in a personal garage, including chairs, exercise and gardening equipment, and more

    Common Household Items You Can Sell for Cash

    You may feel the itch to declutter your home, but it’s worth giving even seemingly worthless items a once-over to see if they’re worth selling. According to a Nielsen survey…

  • summer flowers in the car

    This Spring Car Care Checklist Could Save You Hundreds

    Winter brutalizes cars. Now that the coldest months are behind us, it’s time to prevent unnecessary repairs and expenses by performing the annual ritual of spring auto maintenance and inspection.…

  • Top view of a woman selling clothes with her computer at home

    Where to Sell Clothes for Quick Cash

    Emptying your closets of unwanted or long unworn clothing is an easy way to make extra cash quickly. A number of retailers have decided to harness the growing resale market…

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    Identity Theft Horror Stories

    Identity theft has become common in the United States. The Federal Trade Commission got 1.4 million reports of it last year as the pandemic worsened the trend. Incidents in 2019…

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    How Much Is Your Age Group Affected by Online Fraud?

    The pandemic has given rise to another plague: Online fraud. Internet scammers are flourishing as more of us conduct our day-to-day lives online, including shopping, banking, and communicating with friends…

  • Express delivery, e-commerce online purchase concept. Parcel box on mat near front door. 3d illustration

    These Stores Let You Buy Now and Pay Later

    If you’ve done any online shopping lately, chances are you’ve seen something new popping up at checkout: an enticing offer to “buy now, pay later.” This slick payment option aims…

  • senior man standing with arms outstretched, ocean in background

    Early Retirement Secrets and Strategies You Need to Know

    The FIRE movement has plenty of fans, particularly among younger Americans. For those not yet familiar with the term, it means Financial Independence, Retire Early, and there are countless stories…

  • save money

    100 Top Money-Saving Tips

    There are a lot of ways to waste money, and the pandemic hasn’t made anything any easier. But fortunately, there are also a lot of ways to save. From lowering…

  • 15 Items That Are Super Expensive to Replace

    The double whammy of a giant replacement bill for something that breaks or gets lost or stolen can be crushing for a prudent budgeter. Here are some things you’ll want…

  • Retired woman managing on a low income

    22 Smart Tax Moves to Make Before the End of the Year

    As 2021 draws to a close, it’s time to start thinking about tax moves that will help decrease your overall tax burden come April, especially since most tax deductions and credits…