Personal Finance

  • Woman in jeans and grey top holding envelope with cash. Concept of corruption and bribery

    TikTok’s Envelope Savings Challenge Is Infuriatingly Dumb

    The “money-saving” envelope challenge is a trend that’s been swirling around on TikTok for the last two years, and although it presents itself as an easy way to save a bunch of money, all we can see are the gaping…

  • A friendly female customer service representative of Latin American descent greets a customer with a big smile at the counter in a bank.

    Credit Union vs. Bank: How To Choose the One That Best Fits Your Financial Needs

    Following Silicon Valley Bank’s (SVB’s) implosion this year — not to mention the consequent venture capitalist bailout — only 10% of American consumers say they have confidence in the country’s banks, according to a recent poll. And we don’t blame…

  • A woman ended up with an empty wallet after a basic grocery shopping before payday. She is checking her purse, but she has no cash money or credit card left in it due to the high food price inflation.

    Inflation Is Cooling. Why Is Everything Still So Damn Expensive?

    Optimism about the latest inflation data is everywhere: “US inflation fell in March for the ninth month in a row“; “Stocks are rising as inflation cools in March“; “Inflation data eases rate-hike worries.” But what these Wall Street-focused articles fail…

  • Gen Z Loves Cash Stuffing — Here’s Why You Should, Too

    With prices for goods and services on the rise, it’s become increasingly difficult for individuals and families to make ends meet, let alone try and save money each month. This increase in the cost of living — coupled with stagnant…

  • Credit Report with Score rating app on smartphone screen showing creditworthiness of a person for loan and mortgage application based on payment history and debt usage, budget management performance

    Stick It to the Man: How To Dispute a Credit Report Error (and Win!)

    Do your shoulders tense up every time Credit Karma sends you an email urging you to check your credit score? You’re not alone. As much as you may dread having to deal with credit scores, having an accurate credit report…

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    Airbnb Rental Scams to Watch Out For

    From tiny homes to kid-friendly rentals, there’s an Airbnb for every type of travel. Many of its 4 million hosts and 5.6 million active listings are trustworthy and valid. However, many travelers’ daydreams have turned into nightmares due to scams.…