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Unless you’re one of those people who has a bunch of gold and $100 bills buried in your backyard, you’re going to need to use a bank. Are big banks more trustworthy than smaller ones? How do you choose who gets your money?

JG Wentworth compiled a report on the 108 biggest banks in the U.S., using data from Google and the Federal Reserve. Want to know which ones people have had the most problems with? 

Take a look at the 10 worst banks in America, according to customer reviews.

Worst Bank: Webster Bank

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Negative Keywords in Reviews: 55.9%

2nd Worst: TD Bank

New York, NY, USA - June 3, 2022: A TD Bank branch.
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Negative Keywords in Reviews: 53.1%

3rd Worst: Synchrony Bank

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Negative Keywords in Reviews: 52.3%

4th Worst: Ally Bank

Ally Charlotte Center
Ally Bank by Jt12081988 ((CC BY-SA))

Negative Keywords in Reviews: 50.9%

5th Worst: Truist Bank

Truist Financial Center Hagerstown Maryland
Truist Financial by Farragutful ((CC BY-SA))

Negative Keywords in Reviews: 50.5%

6th Worst: HSBC Bank USA

Hsbc Bank USA
HSBC Bank USA by Can Pac Swire ((CC BY-NC))

Negative Keywords in Reviews: 49.0%

7th Worst: Discover

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Negative Keywords in Reviews: 45.2%

8th Worst: Citibank

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Negative Keywords in Reviews: 43.9%

9th Worst: Key Bank

Seattle Green Lake Key Bank 01
Key Bank by Joe Mabel ((CC BY))

Negative Keywords in Reviews: 42.5%

10th Worst: Huntington Bank

Huntington Bank Springboro OH USA
Huntington Bank by Ed!)((talk))((Hall of Fame)) ((CC BY-SA))

Negative Keywords in Reviews: 42.5%

What Customers Think of the Top 10 U.S. Banks

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The study also took a look at the biggest banks in the country, and their approval ratings. JPMorgan led the way, with over $3.5 million in assets. Interestingly enough, the majority of these banks, save for four, have more bad reviews than good.

1. JPMorgan Chase

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Consolidated Assets: $3,643,099

Positive Reviews: 38.1%

Negative Reviews: 32.1%

2. Bank of America

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Consolidated Assets: $2,615,296 million

Positive Reviews: 29.1%

Negative Reviews: 43.9%

3. Citibank

London, United Kingdom - May 15th 2020:Views of London City Financial District, Canary Wharf. Citibank, HSBC, Barclays are all residents. No office workers are present as it is during coronavirus lockdown.
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Consolidated Assets: $1,760,921 million

Positive Reviews: 29.1%

Negative Reviews:43.9%

4. Wells Fargo

Wells Fargo
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Consolidated Assets: $1,711,028 million

Positive Reviews: 30.7%

Negative Reviews: 41.1%

5. U.S. Bank

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Consolidated Assets: $41.1 million

Positive Reviews: 41.9%

Negative Reviews: 40.6%

6. PNC Bank

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Consolidated Assets: $549,324 million

Positive Reviews: 43.2%

Negative Reviews: 36.0%

7. Truist Bank

Truist Silver Spring Maryland
Truist Bank by Farragutful ((CC BY-SA))

Consolidated Assets: $527,488 million

Positive Reviews: 28.8%

Negative Reviews: 50.5%

8. Capital One

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Consolidated Assets: $490,573 million

Positive Reviews: 37.8%

Negative Reviews: 40%

9. State Street

State Street Bank
State Street Bank by Jim Linwood ((CC BY))

Consolidated Assets: $368,219 million

Positive Reviews: 56.7%

Negative Reviews: 23.1%

10. TD Bank

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Consolidated Assets: $366,507 million

Positive Reviews: 29.0%

Negative Reviews: 53.1%

Meet the Writer

Wilder Shaw is a staff writer at Cheapism who has written for publications like The Washington Post