Living on a Budget

  • Chicago skyline aerial drone view from above, lake Michigan and city of Chicago downtown skyscrapers cityscape, Illinois, USA

    12 Free or Cheap Things You Must Do in Chicago

    Exploring a new city these days isn’t cheap: There are vacation rentals to pay for, restaurants to explore, and museum fees to fork over. But every city — including Chicago — offers its locals and visitors options for free (or deeply discounted)…

  • Concept of market downturn

    50 Ways to Prepare for a Recession

    With consumer prices soaring, interest rates rising, and the looming threat of an economic downturn, many U.S. households are looking for ways to tighten their budgets, do more with less, and revisit purchasing decisions. If yours is among them, and…

  • Costco

    12 Ways to Save This Summer at Costco, Sam’s, and BJ’s

    When shoppers think of the savings found at Costco, Sam’s Club, or BJ’s Wholesale Club, food and paper goods likely spring to mind. But the warehouse clubs offer deals on many more products, including some seasonal items. Popsicles, meat for…

  • Positive feedback. Close up of young woman leaving comment at web store site after receiving parcel with goods purchased. Smiling millennial female order consumer products delivery online using phone

    Ways to Become a Product Tester and Get Free Stuff

    Free samples have evolved from freebies in supermarket aisles to items that arrived with a newspaper or magazine subscriptions to free perks for influencers and loyal customers. Free samples are now tailored to specific tastes, demographics, and shopping styles and…

  • pile of credit cards

    Credit Horror Stories That Will Keep You Up at Night

    Your credit isn’t your life, but it affects much of it. Your credit score determines not only your credit card limits, but how worthy you are to rent or buy a house, lease or own a car, get insurance, sign…

  • hand adjusting smart thermostat

    15 Smart Purchases That Pay for Themselves

    Cutting expenses is always appealing, but a small upfront investment can reap ongoing savings. These products and services pay for themselves — and then some — in relatively short order. LED Light Bulbs LED bulbs are energy- and cost-efficient replacements…

  • Walmart store

    12 Hacks and Secrets for Shopping at Walmart

    Walmart is known for “everyday low prices” and its famous “Rollback” discounts. But there are so many other ways to save real money at Walmart on a regular basis. These…

  • Details from gas station. Gasoline pistols close up shot.

    The States With the Highest — and Lowest — Gas Taxes

    With gas prices at staggering new highs, it’s tempting to scrutinize every single reason for our pain at the pump. One of them, of course, is an age-old villain: taxes. Some…

  • Inflatable rafts, small and large sizes, along edge of Salmon River, Idaho, grey rocks in the foreground, surrounded by forest foliage

    Where to Go for a Budget-Friendly Summer Vacation in All 50 States

    Summertime brings longer days and warm-weather wanderlust. Whether you hit a park, take a tour, attend an event, drive a scenic byway, or explore a destination dish by dish, there…

  • 2020 Honda Odyssey

    These Cars Are the Most Likely to Surpass 200,000 Miles

    With the price of both new and used cars through the roof, it’s no wonder Americans are driving their cars for longer. In fact, vehicles on U.S. roads were an…

  • Woman shopping in an electronics store and looking at tvs

    These 12 Things Are Actually Getting Cheaper

    If it feels like everything is more expensive these days, that’s not far from the truth. Inflation is near a 40-year record, and prices for gas, food, and other daily…

  • Sterling Silver Building Bricks, Tiffany's

    Wastes of Money Sold to You by Luxury Retailers

    Even a site called Cheapism isn’t immune to the appeal of the finer things in life, whether it’s a true extravagance or splurging a little on everyday items. Still, there…

  • An assortment of vintage items in a personal garage, including chairs, exercise and gardening equipment, and more

    Common Household Items You Can Sell for Cash

    You may feel the itch to declutter your home, but it’s worth giving even seemingly worthless items a once-over to see if they’re worth selling. According to a Nielsen survey…

  • Pueblo Grande

    Retirement Communities With Homes Under $100,000

    There is no shortage of pricey retirement communities across the United States. Yet believe it or not, it is still possible to get a decent place for $100,000 or less.…

  • Milk stream pouring into a bowl with сornflakes close-up. Milk splash on a cup with flakes macro on a blue background.

    Foods That Are Getting More Expensive

    Inflation has spread its wings out and touched just about every industry imaginable, causing prices of gas, lumber, and even groceries to skyrocket. But inflation isn’t the only reason why…

  • Young man unpacking boxes of food at home

    50+ Ways to Slash Your Food Budget

    Americans spend a lot of money on food — $7,316  in 2020 in the average U.S. household, according to the Bureau of Labor Statistics, a drop as eating habits changed…

  • Top view of a woman selling clothes with her computer at home

    Where to Sell Clothes for Quick Cash

    Emptying your closets of unwanted or long unworn clothing is an easy way to make extra cash quickly. A number of retailers have decided to harness the growing resale market…

  • Costco customers push shopping carts through the parking lot of a Costco store on March 13, 2020 in Richmond, California.

    This Is Why Shoppers Are Addicted to Costco

    Legions of consumers happily pay the (minimum) $60 annual fee for the privilege of shopping at Costco. In 2021, there were more than 111 million cardholders, according to the company’s…