Living on a Budget

  • Wrapping Presents

    Frugal Redditors Share Their Favorite ‘Cheap Gift’ Ideas

    Persistent inflation is changing the way Americans think about holiday shopping, according to a recent Bankrate survey. But belt-tightening doesn’t mean you have to give up on gifts altogether. Ahead of the holiday season, Reddit’s thriftiest members shared how they…

  • Shopper at Kroger

    Walmart, Kroger, and Other Grocery Rewards Programs That Will Save You Money

    Loyalty programs — almost a given at major supermarkets — are a win-win: Customers get access to special deals and discounts, while stores keep them spending in one place and gain access to an ever-growing mountain of data on their…

  • Breakfast served on a hotel bed

    26 Reasons Why Staying at a Hotel Beats a Vacation Rental

    Whether you’re Camp Hotel or Camp Airbnb/Vrbo, there are pros and cons when booking either option for your vacation or business trip. For some, hotels have been priced out of their budget, hence the preference for value-for-money, short-term vacation rentals.…

  • 2008 Scion tC parked by the East Hoquiam River on a rainy autumn day.

    11 Affordable Used Cars Most Buyers Overlook

    After a global microchip shortage led to fewer new cars and higher prices, buyers poured into the pre-owned market looking for deals. That perfect storm led to an inflated used market in which some old vehicles are selling for more…

  • Sydney, Australia - 2020-10-17 Amazon prime boxes and envelopes delivered to a front door of residential building.

    I Stopped Shopping on Amazon and This Is What Happened

    It took some time to recognize it, but … I’m an Amazonaholic. I had an addiction to clicking “Buy Now” in my spare moments. For many of us, the pandemic exacerbated the tendency to go to Amazon for anything and…

  • Gas Shortage Sign in Connecticut

    A Look Back at the 1970s Energy Crisis

    While Americans struggle to pay for necessities like food and gas, oil companies are raking it in. Exxon Mobil reportedly made a $17.85 billion profit for the second quarter, and Chevron came in at $11.62 billion. It’s a complete turnaround from…

  • Washing machines, refrigerators and other home related appliance or equipment in the retail store showroom

    30 Cheap Choices That Can Cost You in the Long Run

    We are a society that loves being cheap. Walmart built an empire on being cheap. Outlets including Amazon, Overstock, and eBay wooed U.S. consumers out of stores and online by…

  • View from below, many people walking along a crosswalk in a city downtown, slight blur, sunlight is coming through buildings in the distance and making lines on the road

    22 Cities Where You Can Live Car-Free

    There are a lot of benefits to owning a car, not the least of which is being able to travel whenever and wherever you want. But that freedom ain’t free,…

  • Le Creuset Enameled Cast Iron Signature Round Dutch Oven

    30 Products That Are Worth Spending More On

    We don’t always advocate buying things on the cheap, especially something you’ll use daily or potentially have for years. There are plenty of companies with products that their owners say…

  • Chicago skyline aerial drone view from above, lake Michigan and city of Chicago downtown skyscrapers cityscape, Illinois, USA

    12 Free or Cheap Things You Must Do in Chicago

    Exploring a new city these days isn’t cheap: There are vacation rentals to pay for, restaurants to explore, and museum fees to fork over. But every city — including Chicago — offers…

  • Concept of market downturn

    50 Ways to Prepare for a Recession

    With consumer prices soaring, interest rates rising, and the looming threat of an economic downturn, many U.S. households are looking for ways to tighten their budgets, do more with less,…

  • How These Product Sizes Shrank

    The Big Short: How Popular Consumer Products Are Shrinking

    As if inflation isn’t enough to deal with, companies have decided to add insult to injury by shrinking products without lowering prices. It’s called “shrinkflation,” and it’s getting out of…

  • Costco

    12 Ways to Save This Summer at Costco, Sam’s, and BJ’s

    When shoppers think of the savings found at Costco, Sam’s Club, or BJ’s Wholesale Club, food and paper goods likely spring to mind. But the warehouse clubs offer deals on…

  • Positive feedback. Close up of young woman leaving comment at web store site after receiving parcel with goods purchased. Smiling millennial female order consumer products delivery online using phone

    Ways to Become a Product Tester and Get Free Stuff

    Free samples have evolved from freebies in supermarket aisles to items that arrived with a newspaper or magazine subscriptions to free perks for influencers and loyal customers. Free samples are…

  • pile of credit cards

    Credit Horror Stories That Will Keep You Up at Night

    Your credit isn’t your life, but it affects much of it. Your credit score determines not only your credit card limits, but how worthy you are to rent or buy…

  • hand adjusting smart thermostat

    15 Smart Purchases That Pay for Themselves

    Cutting expenses is always appealing, but a small upfront investment can reap ongoing savings. These products and services pay for themselves — and then some — in relatively short order.…

  • NuFACE, Eos Lip Balm, and boscia products against a pink tri-colors background

    Beauty Products Worth Buying at Costco

    Costco may not spring to mind as a go-to spot for beauty buys, but our research shows it’s a great place for deals on many products you can stockpile, especially…

  • Walmart store

    12 Hacks and Secrets for Shopping at Walmart

    Walmart is known for “everyday low prices” and its famous “Rollback” discounts. But there are so many other ways to save real money at Walmart on a regular basis. These…