Living on a Budget
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Apple’s High-Yield Savings Account Offers a Whopping 4.15%. But Is It Worth the Hassle?
By now you’ve probably heard that Apple has partnered with Goldman Sachs to offer a high-yield savings account with an enticing 4.15% annual interest rate. For perspective, that’s more than 10 times the national average (0.39%) and still higher than…
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Ditch Fast Fashion: 9 Clothing Brands That Are Guaranteed to Last, According to Redditors
Before fast fashion took over the world with cheap, environmentally destructive clothes, you could wear the same T-shirt for years before it started falling apart. But now everyone shops at stores like H&M and Shein, where some garments don’t even…
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Is Temu a Scam or a Bargain Hunter’s Dream?
If there’s one thing that global capitalism does well, it’s churning out tons and tons of useless junk. Temu (pronounced TEE-moo) is emblematic of that excess. The e-commerce website — owned by parent company PDD Holdings — sells everything you…
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Welcome to Frugal YouTube: These Influencers Will Guide You to the Cheap Side
If you’re a visual learner who’s tired of inauthentic or stuffy personal finance guides, then you should consider expanding your search to YouTube. Much of the advice there is genuine, from real penny pinchers who actually live below their means.…
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17 Smart Ways to Get Through a Recession
As the U.S. economy heads toward a possible recession, it’s always a good idea to have a game plan for surviving such a downturn whether that means developing a side hustle, going back to school, or simply avoiding debt. Here…
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Yet Another Reason To Stop Using Checks: Check Washing Scams Are on the Rise
It’s an old criminal hack, but it’s back with a vengeance: check washing. It’s part of a larger trend in efforts to steal your money if you use checks. The Financial Crimes Enforcement Network has sent out an alert that…
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Check Your Receipts: Customers Outraged, Claiming Walmart is Overcharging
Have you ever gone to Walmart or Target, strictly shopped the sales, and sworn your total amount due couldn’t possibly be as much as the cashier said it was? Well, you…
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TikTok’s Envelope Savings Challenge Is Infuriatingly Dumb
The “money-saving” envelope challenge is a trend that’s been swirling around on TikTok for the last two years, and although it presents itself as an easy way to save a…
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Got These Brands in Your Closet? Congrats — You’ve Hit the Resale Jackpot
If you often find yourself going through your closet to gather unwanted clothes to resell or donate, be proactive next time you go shopping for new outfits. The brands you…
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Gee Thanks, Amazon: Shoppers Might Start Getting Charged for Returns
Maybe you think Jeff Bezos is an ass. Maybe you refuse the siren song of Amazon Prime and solely support small businesses instead. But more than likely, at one point…
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Why I Will Never, Ever Have Another Yard Sale
It’s been a lot of years since I plopped down my old, unloved stuff at a yard sale — and it’s not something I plan to do twice. While some…
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Credit Union vs. Bank: How To Choose the One That Best Fits Your Financial Needs
Following Silicon Valley Bank’s (SVB’s) implosion this year — not to mention the consequent venture capitalist bailout — only 10% of American consumers say they have confidence in the country’s…
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Don’t Buy These Things at the Dollar Store or You’ll Regret It
We all try to save money where we can, and shopping at dollar-store chains seems like an appealing way to achieve that goal, especially as record inflation hits our wallets.…
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Get Your Forever Stamps Pronto! Postage Rates Likely to Go Up This Summer
Ready to pay more to mail a letter? The USPS is hoping so, as it has announced plans to hike the rate for sending a letter to 66 cents. The…
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Happy Camper Hacks: Here Are 9 Ways To Go Camping on a Budget
While it can be easy to associate camping with luxury RVs and expensive gear, there are many ways to enjoy the great outdoors while on a budget. By doing a…
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Planning on Planting? Check Out These Cheap, Year-Round DIY Greenhouse Ideas
Given that greenhouses can cost as much as $25,000, only the wealthiest cold-climate gardeners can afford to keep their plants happy year-round. Unless, that is, you build the greenhouse yourself.…
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Inflation Is Cooling. Why Is Everything Still So Damn Expensive?
Optimism about the latest inflation data is everywhere: “US inflation fell in March for the ninth month in a row“; “Stocks are rising as inflation cools in March“; “Inflation data…
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So You Need Therapy but Can’t Afford It. Now What?
A staggering 90% of Americans say that the U.S. is experiencing a mental health crisis. And yet, access to care remains terrible, with the largest barrier being inadequate insurance coverage…
