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Business woman in New York City candid and real. Businesswoman in Manhattan walking in dress suit holding doggy bag drinking coffee smiling happy. Young multiracial Asian Caucasian professional female
Maridav/istockphoto

Nailing the intersection of cities that have a lot to do and are still affordable is a difficult balance. With the biggest cities in the world charging arms and legs for rent, entry-level, minimum wage jobs don’t always cut it (though, somehow, New York made this list).

NetCredit took a look at the cost of living across the country and put together a report detailing which cities are the most forgiving for somebody with an entry-level job. They also took a look at the least forgiving. Curious which cities are the easiest to survive in with a meager paycheck? Here are the 20 best and worst.

Best: Bakersfield, California

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ChrisBoswell/istockphoto

Living Wage: $22.67

Percentage of Entry-Level Jobs Above Local Living Wage: 100%

2nd Best: Fargo, North Dakota

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DenisTangneyJr/istockphoto

Living Wage: $18.74

Percentage of Entry-Level Jobs Above Local Living Wage: 93.67%

3rd Best: Toledo, Ohio

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Davel5957/istockphoto

Living Wage: $19.50

Percentage of Entry-Level Jobs Above Local Living Wage: 93.07%

4th Best: Sioux Falls, South Dakota

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DenisTangneyJr/istockphoto

Living Wage: $19.90

Percentage of Entry-Level Jobs Above Local Living Wage: 86.59%

5th Best: Detroit

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pawel.gaul/istockphoto

Living Wage: $21.23

Percentage of Entry-Level Jobs Above Local Living Wage: 84.85%

6th Best: Spokane, Washington

Spokane, Washington
benedek/istockphoto

Living Wage: $21.11

Percentage of Entry-Level Jobs Above Local Living Wage: 83.67%

7th Best: Minneapolis

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Gian Lorenzo Ferretti Photography/istockphoto

Living Wage: $23.17

Percentage of Entry-Level Jobs Above Local Living Wage: 83.41%

8th Best: Cheyenne, Wyoming

Downtown Cheyenne, Wyoming Street Scene
Davel5957/istockphoto

Living Wage: $20.77

Percentage of Entry-Level Jobs Above Local Living Wage: 80.91%

9th Best: Winston-Salem, North Carolina

Winston-Salem, North Carolina, USA Downtown Skyline.
Kruck20/istockphoto

Living Wage: $20.34

Percentage of Entry-Level Jobs Above Local Living Wage: 78.99%

10th Best: Charleston, West Virginia

Charleston, West Virginia, USA downtown skyline on the river at dusk.
Sean Pavone/istockphoto

Living Wage: $18.75

Percentage of Entry-Level Jobs Above Local Living Wage: 78.40%

11th Best: Buffalo, New York

Townhouses and City Hall in downtown Buffalo New York USA on a sunny day
benedek/istockphoto

Living Wage: $21.74

Percentage of Entry-Level Jobs Above Local Living Wage: 78.33%

12th Best: Little Rock, Arkansas

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pabradyphoto/istockphoto

Living Wage: $20.39

Percentage of Entry-Level Jobs Above Local Living Wage: 78.26%

13th Best: Des Moines, Iowa

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Jacob Boomsma/istockphoto

Living Wage: $22.26

Percentage of Entry-Level Jobs Above Local Living Wage: 77.38%

14th Best: Milwaukee

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benkrut/istockphoto

Living Wage: $21.07

Percentage of Entry-Level Jobs Above Local Living Wage: 75.92%

15th Best: Stockton, California

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MattGush/istockphoto

Living Wage: $24.92

Percentage of Entry-Level Jobs Above Local Living Wage: 75.56%

16th Best: St. Louis

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f11photo/istockphoto

Living Wage: $21.61

Percentage of Entry-Level Jobs Above Local Living Wage: 74.70%

17th Best: Newark, New Jersey

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Ultima_Gaina/istockphoto

Living Wage: $28.87

Percentage of Entry-Level Jobs Above Local Living Wage: 74.07%

18th Best: Cincinnati

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Sean Pavone/istockphoto

Living Wage: $20.77

Percentage of Entry-Level Jobs Above Local Living Wage: 73.51%

19th Best: New York

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frankpeters/istockphoto

Living Wage: $28.87

Percentage of Entry-Level Jobs Above Local Living Wage: 71.39%

20th Best: Greensboro, North Carolina

Drone Aerial of Downtown Greensboro North Carolina NC Skyline
Kruck20/istockphoto

Living Wage: $20.71

Percentage of Entry-Level Jobs Above Local Living Wage: 71.38%

Worst: Honolulu

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Art Wager/istockphoto

Living Wage: $30.02

Percentage of Entry-Level Jobs Above Local Living Wage: 27.69%

2nd Worst: Virginia Beach, Virginia

City center, Virginia Beach, VA, USA
peeterv/istockphoto

Living Wage: $24.61

Percentage of Entry-Level Jobs Above Local Living Wage: 32.33%

3rd Worst: Miami

Miami Beach
Miami Beach by James Willamor ((CC BY-SA))

Living Wage: $24.94

Percentage of Entry-Level Jobs Above Local Living Wage: 34.30%

4th Worst: Boise, Idaho

Boise , Idaho downtown
4kodiak/istockphoto

Living Wage: $25.02

Percentage of Entry-Level Jobs Above Local Living Wage: 38.72%

5th Worst: Anaheim, California

Anaheim, California
adamkaz/istockphoto

Living Wage: $28.88

Percentage of Entry-Level Jobs Above Local Living Wage: 39.13%

6th Worst: North Las Vegas, Nevada

A view of the suburban homes of Mountains Edge in Las Vegas.
LPETTET/istockphoto

Living Wage: $24.10

Percentage of Entry-Level Jobs Above Local Living Wage: 39.13%

7th Worst: Glendale, Arizona

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DCorn/istockphoto

Living Wage: $25.69

Percentage of Entry-Level Jobs Above Local Living Wage: 39.27%

8th Worst: Scottsdale, Arizona

Istock 11959365861
Thomas De Wever / istockphoto

Living Wage: $25.69

Percentage of Entry-Level Jobs Above Local Living Wage: 40.51%

9th Worst: Santa Ana, California

santa ana, california
DenisTangneyJr/istockphoto

Living Wage: $28.88

Percentage of Entry-Level Jobs Above Local Living Wage: 42.00%

10th Worst: San Jose, California

Istock 4951237981
istockphoto/GerardoBrucker

Living Wage: $35.28

Percentage of Entry-Level Jobs Above Local Living Wage: 42.02%

11th Best: Mesa, Arizona

aerial view of downtown Mesa, Arizona
Tim Roberts Photography/shutterstock

Living Wage: $25.69

Percentage of Entry-Level Jobs Above Local Living Wage: 42.99%

12th Best: Chandler, Arizona

Chandler is a city in Maricopa County, Arizona, United States, and a prominent suburb of the Phoenix, Arizona, Metropolitan Statistical Area.
DenisTangneyJr/istockphoto

Living Wage: $25.69

Percentage of Entry-Level Jobs Above Local Living Wage: 43.45%

13th Best: Chula Vista, California

Chula Vista, California
DenisTangneyJr/istockphoto

Living Wage: $30.71

Percentage of Entry-Level Jobs Above Local Living Wage: 43.47%

14th Best: Gilbert, Arizona

Aerial shot of Downtown Gilbert, Arizona on a clear sunny dayAuthorization was obtained from the FAA for this operation in restricted airspace.
halbergman/istockphoto

Living Wage: $25.69

Percentage of Entry-Level Jobs Above Local Living Wage: 43.48%

15th Best: Portland, Oregon

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Shunyu Fan/istockphoto

Living Wage: $27.47

Percentage of Entry-Level Jobs Above Local Living Wage: 43.77%

16th Best: Atlanta

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rodclementphotography/istockphoto

Living Wage: $26.28

Percentage of Entry-Level Jobs Above Local Living Wage: 44.87%

17th Best: Garland, Texas

Aerial View of Garland, Texas in the DFW Suburb
Jacob Boomsma/istockphoto

Living Wage: $23.86

Percentage of Entry-Level Jobs Above Local Living Wage: 45.63%

18th Best: Orlando, Florida

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Kruck20/istockphoto

Living Wage: $24.77

Percentage of Entry-Level Jobs Above Local Living Wage: 45.70%

19th Best: San Diego, California

Aerial, drone photo of San Diego, California neighborhood
Chris Haver/istockphoto

Living Wage: $30.71

Percentage of Entry-Level Jobs Above Local Living Wage: 46.45%

20th Best: Riverside, California

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MattGush/istockphoto

Living Wage: $28.26

Percentage of Entry-Level Jobs Above Local Living Wage: 46.83%

Every State, Ranked by Entry-Level Job Survival

Black mid age businessman walking in NYC downtown, lower Manhattan, getting in or out to his office, wearing a coat and a suit, having a conversation on the phone.
lechatnoir/istockphoto
  • Best: Minnesota
  • 2: Missouri
  • 3: Wisconsin
  • 4: Wyoming
  • 5: Ohio
  • 6: South Dakota
  • 7: Indiana
  • 8: Washington
  • 9: New Jersey
  • 10: Michigan
  • 11: North Dakota
  • 12: Delaware
  • 13: Tennessee
  • 14: New York
  • 15: Illinois
  • 16: Kansas
  • 17: North Carolina
  • 18: Georgia
  • 19: Nebraska
  • 20: Colorado
  • 21: Texas
  • 22: Pennsylvania
  • 23: West Virginia
  • 24: Vermont
  • 25: Rhode Island
  • 26: Florida
  • 27: Iowa
  • 28: Alaska
  • 29: California
  • 30: Kentucky
  • 31: South Carolina
  • 32:Massachusetts
  • 33: Arkansas
  • 34: New Hampshire
  • 35: Montana
  • 36: Arizona
  • 37: Virginia
  • 38: Maryland
  • 39: New Mexico
  • 40: Connecticut
  • 41: Oklahoma
  • 42: Oregon
  • 43: Maine
  • 44: Louisiana
  • 45: Alabama
  • 46: Idaho
  • 47: Utah
  • 48: Mississippi
  • 49: Nevada
  • 50: Hawaii
Meet the Writer

Wilder Shaw is a staff writer at Cheapism who has written for publications like The Washington Post