Personal Finance
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Should You Ask ChatGPT for Investment Advice? It Depends
Investing in the stock market can be both exciting and intimidating. With countless stocks to choose from and myriad factors to consider, it’s easy to feel overwhelmed. Fortunately, advancements in artificial intelligence have brought about a new tool that could…
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Self-Reliance, Minimalism, and Sustainability: 8 Reasons Why Penny-Pinching Redditors Are Frugal
Cheapism readers all have one thing in common: They’re savvy consumers who don’t mind pinching pennies. That said, we all live frugal lifestyles for different reasons. Your parents could be tree-hugging radicals who reject consumerism, or maybe your family cut…
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Here’s Why You Should Consolidate Debt Instead of Closing Credit Cards
Have you ever just stared at your credit card bill and thought, “Wow, this has gotten a bit out of hand, hasn’t it?” It happens to the best of us. When it comes to managing debt, however, making informed decisions that…
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You Could Earn Up to $75 Off Your Internet Bill Thanks to This Government Program
Remember that $1 trillion dollar infrastructure bill from a few years back? Besides pouring billions of dollars into transportation, roads, and bridges, the plan also funneled $65 million into broadband, with the goal of expanding internet access through programs like…
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Home Buying Blunders: 10 Rookie Mistakes To Avoid When Buying a House
Buying a home will likely be the most expensive decision of your life. In the best-case scenario, it’s the first step toward building significant generational wealth. But if you buy a money pit, take on too much debt, or settle…
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Key to Success: 10 Workplace Mistakes To Avoid for a Thriving Career
Amid Zoom calls, emails, and the hustle and bustle of our professional lives, sometimes we inadvertently make mistakes that can sabotage our progress and long-term career goals. From not aligning with the company’s goals and expectations to not taking advantage…
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‘Paralyzing Fear’: Some People Are Terrified of Spending Money. Here’s How They Deal With It
We all know someone who is simply scared to spend money — even when they can afford to. Whether it’s someone you live with, a friend, or yourself, being afraid…
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Are Early Withdrawals From a 401(k) Ever Worth It? Here’s What You Should Know
Planning for retirement is an essential part of financial wellness. And while the retirement age has steadily increased over the years (major sigh), there are still ways to start planning…
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TikToker Explains to Boomers Why Younger Generations Are Saying ‘Careers Are Dead’
The pandemic-era labor market saw a surplus of workers voluntarily resigning from their careers in search of opportunities that would better benefit them. The economic trend was dubbed “the great…
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The Surprising Way That Seniors Are Saving Money on Housing
The increased cost of living is particularly challenging for seniors on a fixed budget or relying on retirement funds. High inflation costs have driven up food, gas, utility, and medical…
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Shopping at Sam’s Club? Avoid These Pricey Mistakes at All Costs
There’s an art to shopping at Sam’s Club, and if you know the ins and outs, you’ll be able to save even more money than you already are on bulk…
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Looking for Steady Retirement Income That Isn’t a Job? Here’s How Annuities Can Help
Worried inflation might eat up your retirement savings? You’re not alone. A full 81% of people polled by Morning Consult are stressed they may not have enough money to last through…
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‘Chick-fil-A Is Discontinued”: Mom Transforms Kitchen into a Cafeteria for Summer Break in Viral Video
School is almost out for the summer and parents everywhere are faced with the harsh reality that their ears will soon be subjected to round-the-clock, “I’m hungry,” and “Can I…
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Taco ‘Bout a Ripoff: 8 Items to Avoid at Taco Bell, According to Reddit
No, it’s not just you: Taco Bell prices have been increasing, to the tune of a 14.6% jump in 2022. They were once a bastion of cheap, filling food, but…
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PSA: Costco’s Food Court May Accept EBT, According to Viral TikToks
Wish you could buy a cheap, hot meal with your EBT benefits? If you’ve got a Costco nearby, you may be able to, according to some viral TikTok videos. Supplemental…
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What Is ChatGPT Plus — and Is It Worth It?
Imagine a world where our cell phones and computers are more than just gadgets — they’re personal assistants that can help us navigate life with convenience and ease. Well, welcome…
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The IRS Is Building a Free Online Tax Filing System That Could Save Americans Billions
If you’re fed up with expensive tax filing services, we have good news. The IRS is developing its own e-filing pilot program that would let taxpayers submit returns directly to…
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No, Self-Checkout, We Don’t Want to Donate: Shoppers are OVER the Bombardment of Donation Prompts
At the self-checkout, you scan your own groceries, bag them yourself, load them in your cart, process your own payment, grab your receipt, and usually saunter off without a “have…
