Personal Finance
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Return Those Library Books, People: Woman Slapped with $12,000 Fine After Failing to Return 119 Books
Have you ever submerged yourself in your work so deeply that the rest of the world melted into the background? That’s what writing a dissertation is like. You dive into research and only come up for air when you absolutely…
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Why Do I Have So Many Credit Scores — and What the Hell Do They All Mean?
With all the different credit bureaus and ratings, it can be hard to know which credit score to trust. Should you focus on your FICO score or VantageScore? And what about TransUnion, Experian, and Equifax? We’ll explain everything you need…
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This Is Why Many Gen Zers Refuse to Apply for a Job
Zoomers have a bad rap when it comes to work ethic, especially if you ask a Boomer. But a recent study found that there’s one key factor that will make young people completely pass up a job posting, and it’s…
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Hindsight Is 20/20: 9 Frugal Tips Redditors Wish They’d Followed in Their 20s
Even if you’re aimlessly moving from job to job in your 20s, you have something valuable that late-career professionals don’t: time. Good choices you make now will pay dividends, and poor choices will haunt you. This reminder isn’t meant to…
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Can Student Loan Forgiveness Damage Your Credit Score? Here’s What You Need To Know
Ah, the sweet relief of having student loans forgiven. It feels like having the weight of the world lifted off your shoulders — that is, until you realize that it might come at a cost to your credit score. With…
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TurboTax Tricked 4 Million into Buying Tax Software They Didn’t Need — Now They’re Paying Up
TurboTax has been lobbying to make taxes more difficult for years in order to make money off tax-paying Americans, and they’re finally going to pay for it thanks to a class action lawsuit which will put money back in the…
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10 Stupid Ways You’re Wasting Money (And How to Stop)
Buying Everything New There’s a reason the expression “good as new” exists — the fresh-out-of-the-box feeling is nice, but it comes at quite the premium. You don’t always need it.…
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You’re Throwing Away Money If You Don’t Have a High-Yield Savings Account — Here’s Why
If you’ve stashed your cash in a traditional savings account, you’re losing money. The problem is that your account’s vanishingly low annual percentage yield (APY) is no match for inflation.…
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Is Frontier Airline’s Unlimited Summer Flight Pass Worth $499?
Frontier Airlines’ all-you-can-fly pass gives you unlimited flights this summer for $499 (a jump from its introductory $399 price tag), but like anything else that sounds too good to be true,…
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Are You Leaving Money on the Table? MissingMoney Helps You Track Down Unclaimed Cash
Do you ever get the feeling that you’re missing something? That nagging suspicion that there’s something out there with your name on it, but you just don’t know where to…
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Couponing, Meal Prepping, and More: These 9 Subreddits Will Help You Save Money
Sometimes, when you’re not sure of an answer, it’s helpful to turn to … well, everybody. Reddit is the place for that, with different subreddits devoted to just about anything…
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Ready To Save Big on Your Natural Gas Bill? Here’s How
The average annual natural gas bill was $761 in 2021, according to the American Gas Association. While that might not seem like a ton of cash, the U.S. is the…
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Expensive Water Bill? Here’s What You Can Do To Cut Back
The average American uses 156 gallons of water a day. To put that into perspective, that’s double what the typical French person uses and quadruple what the average person uses…
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Here’s How Biden’s Controversial Mortgage Rule Will Affect You
In a controversial decision, the Biden administration will raise some upfront mortgage fees for homebuyers with good credit while also lowering fees for riskier borrowers. If, for instance, you have…
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Redditors Share Their Income and What Car They Drive
How much car can you really afford? That depends. The general rule of car ownership is that your vehicle should cost you no more than 10-15% of your income, according to financial…
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What Would You Buy if You Only Had $20 To Spend on a Week’s Worth of Food? Redditors Weigh In
What would you eat for a week if you had a budget of just $20? That was the question posed on a r/AskReddit thread, which has since garnered over 450 comments.…
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Budgeting for Rent: Here’s How Much You Can Really Afford
For the first time ever, Moody’s Analytics found that the average renter household is paying 30% of their income on rent in the U.S., meaning that the country is now…
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Are HOAs a Total Scam? Here’s What You Need To Know
Homeowners associations (HOAs) are a common feature of many neighborhoods in the United States. Though the purpose of an HOA is to maintain and improve the quality of life in…
