Money is often tight in January, when the holidays finally end and the bills come due. But for a variety of products and services, discounts are so easy to find that there’s no reason to pay full price. Be sure…
By now, most people have heard of Bitcoin; the decentralized digital currency is all the rage among new-technology geeks. But anyone can use Bitcoin, and frugal consumers might want to pay special attention. Buying goods and services with this alternative…
The last thing many people feel like doing when they’re sick is trying to squeeze into a doctor’s busy schedule and hoof it to the doctor’s office, where they are likely to spend more time in the waiting room than…
Ready to flex your entrepreneurial muscles and dive headfirst into your own small business? To identify a business opportunity with low start-up costs, look for a venture with minimal fixed overhead (i.e., one you can run from home) and one…
Annuities are part insurance product and part investment. In exchange for buying an annuity from an insurance company, the purchaser gets a guaranteed income stream or lump-sum payout later on. Annuities sometimes get a bad rap, because insurance companies or…
Many homeowners buy insurance because they are forced by their mortgage lenders. Others choose to buy a policy to protect their assets. But not everyone understands what homeowners insurance does and does not cover. Specifics may vary by policy and…
Halloween is long over, but Jan. 14 is National Dress Up Your Pet Day and another chance to have some fun with Fido. This under-the-radar holiday gives the pet-obsessed an…
Having a pet can be as costly as it is rewarding. Taking proper care of a pet doesn’t have to be expensive, however. There are ways to save on pet…
Facial skin takes the brunt of the elements — hot or cold, wet or dry — and is worth extra attention. South Korean skin care is known for an elaborate,…
Saving money often requires a lot of time and effort. In some cases, though, 10 minutes or less is all it takes to save $100 or more. Get a head…
The holiday season can bring a continuing avalanche of unwanted gifts, weight, and debt. Unlike the first two, debt and the associated effects of spending on such things as holiday…
A daunting medical diagnosis is bad enough, but the prospect of massive medical costs can also devastate family morale. Even with insurance, a high deductible and coinsurance can add up…
With countless health-focused trends from juicing to organic to paleo, there’s no shortage of expensive alternatives to everyday food. Still, it’s possible to eat healthy and save money by stocking…
The sheer number and variety of cruises on the high seas afford plenty of opportunity for bargain hunters. There are dozens of cruise companies in operation worldwide and most offer…
The holiday season brings some good deals but also a slew of frustrations, which only intensify after weeks of trying to find the perfect gift or score the best price.…
Creating an entire meal for $5 can be a challenge, but with some smart planning it’s possible to eat well on a budget. Stock up on staples such as pasta…
Winter is the hardest time of the year to sell a home in most U.S. locales. “The spring housing market is considered busier than the winter market, but sometimes sellers…
Not sure you want to see the words “cheap” or “free” and “condom” in the same sentence? Get over it. While a 36-pack of Trojans runs upward of $25 at…