Unless you’re one of those people who has a bunch of gold and $100 bills buried in your backyard, you’re going to need to use a bank. Are big banks more trustworthy than smaller ones? How do you choose who…
No matter the reason, overdue payments on an outstanding bill or loan can damage your credit score. If even a $10 balance is one day late, which the industry counts as 30 days, it could send your score plummeting more…
Credit and debit cards have their place in a frugal consumer’s wallet. But paying with plastic is not always the best way to go — and it’s possible to make expensive mistakes when using credit cards, whether you’re buying groceries…
Backyard pools seem like an ultra-convenient way to cool off and welcome friends — certainly less of a schlep than going to the beach or to a community pool. Think twice, though: Despite all their warm-weather appeal, pools have some…
It always feels great to discard your old, unwanted junk and then bask in your newly clutter-free space — until 10 or 20 years later, when you’re browsing an antique store or online auction site and realize those items you…
Private jets, luxury cars, and designer clothes may seem like everyday comforts for the rich and famous, but that’s not always the case. Many celebrities are frugal despite their wealth, an attribute often acquired during a humble upbringing. Remember, when…
When you’re a teenager with a job, the power that goes along with an adult needing something from you feels enormous. When you’re an adult, teenagers with jobs are the…
Frugality isn’t exclusive to people who are on a tight budget because they have to be (*cough* us *cough*). There’s an entire conglomerate of super-rich people who have cheapskate tendencies that…
You don’t have to know everything about money to be good at personal finance. In fact, personal finance largely comes down to a few simple rules that anyone can master…
High prices at the grocery store may cast a shadow over this year’s Fourth of July cookouts, but there are still plenty of ways to save money on your cookout…
Every year, about 90% of consumers either fall for or encounter online scams. And while many consumers are sophisticated enough to avoid some of the most common scams, it doesn’t…
The younger generations tend to get a lot of flack from those who have been there before — but as it turns out, there are a lot of budgeting and…
The glamour of summertime boating and dreams of visiting the many fabulous boating destinations might make a boat purchase seem like a good idea. But before you decide to captain…
“Passive income” has become quite the buzzword. With the rise of the internet age and the sharing economy, the ways to earn income while you sleep (or lounge on the…
Does summer feel like the season to shop to you? Before giving in to impulse buys, plan your shopping trips carefully so you save money on these items this summer.…
Homeowners associations (HOAs) may keep neighborhoods looking neat and tidy, and your house value intact, but they can also come with a long list of restrictions that feel more like…
There’s a hard reality that comes when you reach retirement age, but you can’t afford to retire. Having to work in your golden years can be harder than it sounds.…
The 1970s weren’t easy on the middle class. Inflation was high, wages fell behind, and the cost of living kept climbing. Families had to make do with what they had…