There’s a hard reality that comes when you reach retirement age, but you can’t afford to retire. Having to work in your golden years can be harder than it sounds. Not every place is equal when it comes to supporting…
The 1970s weren’t easy on the middle class. Inflation was high, wages fell behind, and the cost of living kept climbing. Families had to make do with what they had — and often, that wasn’t much. Today, we’re feeling a…
Every single thing in this world is too expensive, that’s for sure. We can’t avoid ending up at mega retailers, but wouldn’t it be nice if we could offload some old electronics in order to score some gift cards? Well,…
It always feels great to discard old, unwanted junk and then bask in your newly clutter-free space — until years later, when you’re browsing through an antique store or online auction and realize those items you discarded are worth a…
Frugal folks know there are a ton of products that make little sense to buy. Of course, they’re in every room of the home, including the one where we primp, unwind, and answer nature’s call: the bathroom. Whether they don’t…
Americans aren’t great at saving — and it’s not just about low wages or bad luck. According to data from the Federal Reserve, nearly 40% of adults wouldn’t be able to cover a $400 emergency with cash. Meanwhile, credit card…
Remember when you could buy a house with just one income? Those days are long over. But there was a time when those concepts were commonplace. Here are 19 things…
Shopping at Costco can be a great way to save money, even with the membership fee. Some name-brand items are cheaper in bulk, and some Kirkland Signature products are even…
Buying and selling online can be overwhelming if you don’t know what you’re doing. However, with a little forethought, it can be a profitable way to make some extra cash,…
Personal finance gurus love credit cards. Provided you pay them off every month, they’re an almost guaranteed boon to most consumers thanks to their generous perks and rewards. But no…
Getting sick in America can cost you more than your health. For many families, it means thousands—or even hundreds of thousands—in unexpected charges, confusing billing codes, and insurance loopholes that…
It’s natural to tighten the purse strings when money feels tight. But not all cost-cutting measures are worth your time — or your sanity. If you’ve ever debated rinsing out…
Grandparents often love sharing their tried-and-true financial advice with younger generations. But not all the guidance that worked in Grandma’s day is still relevant. From outdated investment strategies to misguided…
While it might seem like frugality is all about pinching pennies and self-denial, that’s just one of many money-saving myths that don’t hold up to scrutiny. Let’s say, for instance,…
Our home’s walls, floors, porch, patio, roof, plumbing, lights — and so on — form our own personal safety net. When you look at it that way, of course you…
For most taxpayers, it’s unlikely that they will be audited by the IRS. But that doesn’t mean it’s completely out of the question. While the number of audits has dropped…
If you’ve got a box of old records lying around, it might be a good time to check what’s actually in there. While not every dusty LP is a hidden…
Unlike men’s tighty whities, women’s underwear has long been considered fashion, but does that mean women should pay more for their undergarments? Nevertheless, they do. Women pay a higher tariff…